Chief Technology & Product Officer

Billd • Austin, TX

3d • Onsite

About The Position

Billd is seeking a Chief Technology Officer to lead its combined Product and Technology team, join the executive team, and own the technology and product strategy behind its vision of building financial and technology products for commercial subcontractors. The role oversees the platform supporting Material Financing, Pay App Advance, Flex Line, and Predictable Pay, and combines strategic leadership with hands-on engineering in an AI-first development environment.

Reporting to the CEO, the CTO leads product, engineering, Salesforce, QA, and IT, and partners closely with the GM of Financial Products. The position is based at Billd’s Austin, Texas headquarters and is not eligible for fully remote work. The team works together in the office, with added flexibility through a work-from-home allowance.

The CTO will help lead the company’s next growth phase, guide its AI transformation, own platform architecture and delivery, and work directly with customers and partners to turn market needs into products and business opportunities. The role also owns information security, compliance, cloud infrastructure, facilities, and the data platform, while recruiting, mentoring, and developing the Product and Technology team. Compensation is a competitive executive package that includes base salary, bonus, and equity.

Requirements

• 12+ years of experience in software engineering.
• 5+ years leading engineering and product teams as a CTO, VP of Engineering, or Head of Product and Engineering.
• B2B fintech experience in commercial credit, payments, working capital, or embedded finance.
• Hands-on experience building with LLMs and AI coding agents and leading an AI-first development team.
• Hands-on technical depth, including writing and reviewing code, and comfort with Python (FastAPI), Vue and TypeScript, PostgreSQL, and AWS.
• Deep expertise in security and compliance for regulated financial data.
• Experience managing AWS cloud operations for reliability, scalability, and security.
• Experience leading a company through SOC 2 compliance from readiness through audit and maintaining compliance afterward.
• A track record of leading high-output engineering and product teams in a startup or growth-stage company.
• Product leadership experience owning a roadmap tied to customer outcomes and business results.
• Comfort working with customers and partners and connecting product development to business opportunities.
• Proven ability to mentor and develop engineers.
• Ability to challenge established practices, choose modern tools, and change direction when evidence warrants it.
• Executive presence and the ability to communicate technology strategy clearly to executives, partners, customers, and engineers.

Nice To Haves

• Salesforce platform experience is strongly preferred.
• B2B SMB or payments-platform experience is a plus.
• Experience presenting to a Board of Directors is a plus.

Responsibilities

• Serve on the executive team, contribute to company strategy, and report on technology to the Board as needed.
• Set Billd’s technology and product strategy and own the roadmap in partnership with the executive team.
• Lead the next stage of the company’s AI transformation in software development and in products and tools used by customers and teams.
• Track emerging AI models, tools, and practices and apply relevant ones at Billd.
• Own platform architecture and engineering decisions, including build-versus-buy choices.
• Write, review, and ship code alongside the team.
• Own platform delivery, reliability, and uptime.
• Advance AI-first development practices, including AI coding agents, automated testing, and review standards.
• Own product vision and roadmap, partnering with the VP of Product on strategy, prioritization, and delivery of customer-facing products.
• Work directly with customers, partners, and industry participants to understand market needs and use cases.
• Identify growth opportunities with the executive team and turn them into products that create customer value and revenue.
• Establish processes for gathering customer feedback and usage data, and use the information to assess product-market fit and prioritize development.
• Partner with the GM of Financial Products to deliver technology for Billd’s financial products.
• Own information security, IT, cloud infrastructure, and physical facilities, including SOC 2 compliance.
• Ensure the platform meets security and compliance standards expected of a financial services company.
• Own the data platform, including the warehouse, databases, and governance, so teams can access trusted information, increasingly through AI.
• Recruit and hire product and engineering talent as the business grows.
• Lead, mentor, and develop the Product and Technology team to support professional growth and retention.
• Manage the technology budget, tools, and vendors, investing for maximum impact.

Benefits

• Work-from-home allowance; the role is not eligible for fully remote work.
• Dog-friendly office with a fully stocked kitchen and on-site fitness room.
• Quarterly company-wide team events.
• Competitive executive compensation package, including base salary, bonus, and equity.

What This Job Offers

• Job Type: Full-time
• Career Level: Executive
• Education Level: No Education Listed