Casualty/Liability Field Adjuster (Remote)

Davies • Home, AL

10d • Remote

About The Position

Davies North America is seeking an experienced Casualty/Liability Field Adjuster to investigate and evaluate casualty and liability claims in the field. The role involves conducting thorough investigations, gathering statements and documentation, evaluating liability and damages, and preparing clear, timely reports to support claims handling. The successful candidate will bring strong casualty claims experience, excellent investigative and communication skills, and the ability to independently manage field assignments while providing professional service to clients, insureds, claimants, witnesses, and other involved parties. An active Texas adjuster license is highly preferred; an active Florida license is also accepted. This is a 100% commission role, with commission currently at 42%.

Requirements

• Active Texas adjuster license (highly preferred) or Florida adjuster license.
• At least 3 years of casualty or liability claims adjusting or investigative experience.
• Prior independent adjusting, third-party administrator (TPA), or insurance carrier experience.
• Experience handling complex liability investigations and taking recorded statements.
• Strong interviewing, investigation, documentation, and report-writing skills.
• Ability to analyze claim information and clearly communicate investigative findings.
• Strong organizational and time-management skills, with the ability to independently manage multiple assignments.
• Excellent written and verbal communication skills.
• Comfort working independently in a field-based environment.
• Proficiency with claims management systems, Microsoft Office, and mobile technology.
• Valid driver's license and reliable transportation.
• Ability to travel throughout the assigned territory.
• Appropriate adjuster license(s), or ability to obtain licensing based on state and client requirements.

Nice To Haves

• Multi-state adjuster licensing.
• Prior experience handling casualty, liability, or field claims investigations.
• Experience investigating automobile liability, general liability, premises liability, or similar casualty claims.

Responsibilities

• Conduct field investigations of casualty and liability claims, including automobile, general liability, premises liability, and property-related casualty losses.
• Interview insureds, claimants, witnesses, and other relevant parties to obtain detailed statements and facts surrounding each loss.
• Inspect and document accident or loss locations, including photographs and other relevant evidence.
• Obtain police reports, medical documentation, estimates, records, and other information necessary to complete investigations.
• Analyze facts and evidence to assist with determining liability and evaluating damages.
• Identify potential coverage, liability, subrogation, fraud, or recovery issues and communicate findings appropriately.
• Prepare detailed, accurate, and timely investigative reports.
• Maintain organized claim documentation and accurate activity notes.
• Communicate professionally with clients, policyholders, claimants, attorneys, vendors, and other stakeholders.
• Manage an assigned caseload and prioritize field assignments to meet client expectations and deadlines.
• Maintain compliance with applicable state regulations, licensing requirements, client guidelines, and company procedures.
• Support company values of being Dynamic, Innovative, Connected, and succeeding together.
• Perform other duties as assigned.
• Maintain regular and dependable attendance and be available and able to perform job responsibilities during established work hours.

Benefits

• Medical, dental, and vision plans.
• 401(k) plan with employer matching.
• Time-off policies, including Discretionary Time Off (DTO) for exempt employees and Paid Time Off (PTO) for non-exempt employees.
• Paid holidays.
• Life insurance.
• Short-term and long-term disability coverage.
• Where required by law, paid sick leave, paid family and parental leave, and other mandated benefits.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed