Business Banking Relationship Analyst 2
About The Position
The Business Banking Relationship Analyst (Credit) is a key member of the Business Banking sales team, partnering closely with Relationship Managers to build relationships, execute opportunities, and deliver an exceptional client experience. This is a collaborative, fast-paced role for someone who takes ownership, anticipates next steps, and helps move opportunities forward. Success requires strong credit and analytical capabilities as well as communication, collaboration, and problem-solving skills. The analyst supports credit and deal activity, client onboarding and execution, and ongoing portfolio management. The role requires working from a U.S. Bank location three or more days per week when not meeting with clients.
Requirements
- Bachelor’s degree or equivalent work experience.
- Three to five years of Business Banking experience.
Nice To Haves
- Well-developed analytical and problem-solving skills.
- Basic knowledge of bank products and services, including the ability to identify opportunities to deepen client relationships.
- Basic knowledge of credit administration, analysis, and credit policy and procedures.
- Demonstrated understanding of advanced financial accounting and analysis.
- Ability to work effectively with individuals and groups across the company to manage customer relationships.
Responsibilities
- Partner with Relationship Managers on client discovery, deal qualification, and loan structuring.
- Provide financial analysis and support pricing decisions while maintaining urgency.
- Manage deal activity and pipeline progression, identify obstacles, and help find solutions.
- Develop an understanding of clients’ businesses, financial needs, and broader relationship opportunities.
- Gather, review, and organize required client and credit documentation.
- Assist with deal summaries, credit requests, product solutions, and execution activities.
- Coordinate appraisal, documentation, closing, and onboarding activities.
- Communicate proactively with Relationship Managers and internal partners about opportunity status and next steps.
- Support portfolio management, including loan renewals, pricing updates, financial analysis, covenant tracking, and risk monitoring.
- Maintain accurate and timely client and opportunity information in bank systems.
- Identify issues early, follow up, and partner with Relationship Managers to drive resolution.
- Look for broader client relationship needs and potential additional opportunities.
Benefits
- Medical, dental, and vision coverage.
- Basic term and optional term life insurance.
- Short-term and long-term disability coverage.
- Pregnancy disability and parental leave.
- 401(k) and employer-funded retirement plan.
- Paid vacation, from two to five weeks depending on salary grade and tenure.
- Up to 11 paid holiday opportunities.
- Adoption assistance.
- Sick and Safe Leave accruals of one hour for every 30 hours worked, up to 80 hours per calendar year unless otherwise provided by law.
- Incentive and recognition programs.
- Equity stock purchase program.
- Pension, subject to eligibility requirements.
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
