Business Banking Relationship Manager 2

U.S. Bank•Los Angeles, CA
•$104,000 - $135,000•Hybrid

About The Position

U.S. Bank’s Business Banking Relationship Managers use sales expertise, relationship management, and financial acumen to help business clients achieve their goals. The role focuses on developing new client relationships, deepening existing partnerships, and delivering tailored financial solutions. As a trusted advisor to business owners, the Relationship Manager connects clients with lending, treasury management, deposit, payment, merchant services, and credit card solutions, supported by internal specialists and the bank’s product suite. The position requires consistent outbound marketing activity, including cold calling and attending networking events. Approximately 60–70% of the role is devoted to outside business development, active prospecting, self-sourcing opportunities, and building a book of business. The Relationship Manager also manages an assigned portfolio, maintains credit quality, and works with internal partners to meet client needs. When not meeting with clients, the role requires working from a U.S. Bank location three or more days per week. The stated pay range is $104,000–$135,000, with actual pay potentially varying by location. U.S. Bank also offers incentive and recognition programs and a comprehensive benefits package, subject to eligibility requirements.

Requirements

  • Bachelor’s degree or equivalent work experience.
  • Four to five years of relevant experience.
  • Consistent outbound marketing activity, including cold calling and attending networking events.
  • When not meeting with clients, work from a U.S. Bank location three or more days per week.

Nice To Haves

  • Experience prospecting companies with annual revenues greater than $10 million.
  • Proven ability to develop new business and grow a portfolio through consultative sales efforts.
  • Established Centers of Influence network or demonstrated success building one.
  • Experience working with SBA 7(a) and 504 lending programs.
  • Commercial & Industrial (C&I) lending experience.
  • Developer and Investor Commercial Real Estate experience.
  • Experience managing complex credit structures and loan requests larger than $2.5 million.
  • Experience working with businesses generating up to $25 million in annual revenue.
  • Strong knowledge of commercial credit, credit quality, and portfolio management.
  • Excellent verbal, written, presentation, and relationship management skills.
  • Ability to collaborate effectively across multiple business lines and partner groups.

Responsibilities

  • Spend approximately 60–70% of work time on outside business development, active prospecting, self-sourcing business opportunities, and building a book of business.
  • Develop, grow, and manage new and existing business client relationships.
  • Build and maintain Centers of Influence networks to generate referrals and new business opportunities.
  • Deliver financial expertise and client-focused solutions that create long-term, trusted relationships.
  • Assess clients’ banking needs and provide tailored recommendations based on their goals and objectives.
  • Educate clients on available deposit, lending, treasury management, payment, and other banking solutions.
  • Proactively manage an assigned portfolio, maintaining strong credit quality and overseeing renewals, annual reviews, and ongoing client needs.
  • Obtain credit approval within assigned lending limits and recommend appropriate credit structures.
  • Partner with Treasury Management, Merchant Services, Business Banking Credit Card, and other internal teams to deliver comprehensive financial solutions.
  • Refer clients to additional business lines and specialists as appropriate.

Benefits

  • Healthcare coverage, including medical, dental, and vision.
  • Basic term and optional term life insurance.
  • Short-term and long-term disability coverage.
  • Pregnancy disability and parental leave.
  • 401(k) and employer-funded retirement plan.
  • Paid vacation of two to five weeks, depending on salary grade and tenure.
  • Up to 11 paid holiday opportunities.
  • Adoption assistance.
  • Sick and Safe Leave accruals of one hour for every 30 hours worked, up to 80 hours per calendar year unless otherwise provided by law.
  • Incentive and recognition programs.
  • Equity stock purchase and 401(k) contribution and pension, subject to eligibility requirements.
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