Business Banking Portfolio Manager - Kaysville

Zions Bank•Kaysville, UT

2d•Onsite

About The Position

Zions Bank is seeking an experienced Business Banking Portfolio Manager (Assistant Relationship Manager) to provide customer service and support Business Banking Relationship Managers in Kaysville, Utah. The role helps grow and manage a portfolio of approximately $100 million in loan balances and $180 million in deposit balances. It supports underwriting and closing for new commercial loans and renewals, and manages portfolio covenants and risk so Relationship Managers can focus on sales and portfolio growth. The position manages and services commercial loan relationships, applies sound credit practices, and delivers client service. It investigates credit, analyzes financial statements, assesses industry and collateral risks, and structures and prices loans while maintaining regulatory compliance. It also develops business through referrals and internal networks, interviews clients, cross-sells bank products, and supports customer satisfaction, portfolio reviews, and relationship development. This position is five days in-office in Kaysville, Utah.

Requirements

Bachelor's degree in Finance, Business, or another related field.
At least 1 year of banking, relationship management, lending, underwriting, and credit experience, or other directly related experience.
Successful completion of all Banker Development training-related activities, including Credit Foundations and Business Line training.
Knowledge of banking services, product offerings, lending, credit analysis, and portfolio management.
Ability to expand loans and client relationships, manage portfolios, and cross-sell bank products.
Ability to structure loans and monitor credit performance.
Ability to interview applicants and exercise perceptive character judgment.
Good interpersonal and communication skills.
Working knowledge of software applications, including word processing and spreadsheets.
Proactive, positive, confident team player who wants to work with professional colleagues and inspire them to achieve department initiatives.

Responsibilities

Manage and service a diverse portfolio of commercial loan relationships, ensuring sound credit practices and exceptional client service.
Conduct credit investigations and analyze financial statements, industry risks, and collateral risks.
Structure and price loans to meet client needs while maintaining regulatory compliance.
Generate new business through referrals and internal networks, and conduct client interviews.
Exercise sound judgment in credit decisions.
Cross-sell bank products to enhance customer satisfaction and contribute to the bank's growth.
Conduct strategic portfolio reviews and develop client relationships.
Support Relationship Managers with underwriting and closing new commercial loans and renewals, and manage portfolio covenants and risk.
Perform other duties as assigned.