Business Banking Portfolio Credit Strategy Manager

U.S. Bank•Brookfield, WI

1d•$119,765 - $140,900•Hybrid

About The Position

The Business Banking Portfolio Credit Strategy Manager is a Business Risk Professional who supports risk management for the Business Banking organization. The role partners with the assigned line of business, other Business Risk Professionals, Business Risk Managers, and second-line-of-defense policy owners to help create, implement, maintain, review, or oversee an effective risk management framework. It supports sound credit practices, strategic initiatives, compliance, and governance, and may identify gaps, inform solutions, escalate risks, and serve as a liaison between the line of business and the lines of defense. The manager provides ongoing credit policy support, helps shape credit recommendations that balance growth with prudent risk management, and evaluates the effects of credit initiatives to recommend adjustments. The role represents Business Banking Credit and Product teams in cross-functional groups and works with Credit Delivery, Governance, policy owners, risk partners, and subject matter experts to assess policy changes and their impact. The position offers a hybrid/flexible schedule, with an expectation of working in the office at least three days per week and flexibility to work outside the office for the other days. The stated pay range is $119,765 to $140,900; actual range may differ based on role location.

Requirements

Bachelor's degree or equivalent work experience.
At least 10 years of applicable experience.
Applicable professional certifications.
Strong understanding of credit principles, including Business Banking, general, and applicable specialty credit policies, products, processes, and procedures, including SBA and Conventional C&I and D&I lending.
Ability to work collaboratively across functions to develop growth initiative strategies that align stakeholders and balance growth with prudent risk management.
Experience partnering with multiple first- and second-line risk partners, policy owners, and subject matter experts to identify, address, and mitigate relevant risks.
Strong analytical skills, including the ability to identify, analyze, and interpret results to support data-driven recommendations.
Strong problem-solving and creative-thinking skills, including the ability to reconcile complex feedback from multiple sources with minimal oversight.
Proficiency in Excel, Word, PowerPoint, Outlook, Teams, and SharePoint.

Nice To Haves

Knowledge of Business Banking data.
Knowledge of data visualization tools such as Power BI.
Knowledge of underwriting systems such as nCino and ACAPS.
Knowledge of LEAP.

Responsibilities

Provide ongoing credit policy support to the Business Banking organization, partnering with second-line-of-defense credit policy owners to ensure business practices and policies align with sound credit principles.
Drive strategic credit initiatives and inform credit recommendations that balance sound growth with prudent risk management and governance.
Monitor the impact of implemented credit initiatives and recommend subsequent changes to optimize results.
Represent Business Banking Credit and Product teams in cross-functional working groups where policy impacts are identified.
Monitor changes to general and specialty lending policies for Business Banking impact and engage appropriate stakeholders as needed.
Partner with Credit Delivery, Governance, and other stakeholders to determine Business Banking impacts, feedback, and actions related to proposed policy changes.
Partner with the assigned line of business, Business Risk Professionals, and Business Risk Managers to create, implement, maintain, review, or oversee an effective risk management framework, depending on function.
May participate in projects or activities supporting compliance with applicable federal, state, and local laws and regulations.
May identify process, system, or human-error gaps and inform solutions to minimize losses; identify, respond to, or escalate risks; inform policies and procedures; and serve as a liaison between the line of business and lines of defense.

Benefits

Healthcare coverage, including medical, dental, and vision.
Basic term and optional term life insurance.
Short-term and long-term disability insurance.
Pregnancy disability and parental leave.
401(k) and employer-funded retirement plan.
Paid vacation of two to five weeks, depending on salary grade and tenure.
Up to 11 paid holidays.
Adoption assistance.
Sick and Safe Leave accruals of one hour for every 30 hours worked, up to 80 hours per calendar year unless otherwise provided by law.
Comprehensive benefits package with incentive and recognition programs, equity stock purchase, 401(k) contribution, and pension, subject to eligibility requirements.