Business Banking Portfolio Manager

EagleBank•Bethesda, MD

About The Position

Join a dynamic Business Banking team where you'll play a critical role in supporting the growth and success of small business clients. As a Business Banking Portfolio Manager, you will independently underwrite new loan requests, renewals, and modifications while partnering closely with Relationship Managers and clients throughout the lending process. This role offers the opportunity to analyze financial information, manage an active loan pipeline, review loan documentation, and help ensure timely loan closings and portfolio maintenance. Ideal candidates are detail-oriented financial professionals who thrive in a fast-paced environment, enjoy building relationships, and are passionate about helping small businesses achieve their financial goals while maintaining a strong credit culture.

Requirements

H.S. Diploma or General Education Degree (GED)
2 years of commercial credit analysis experience or portfolio management (a combination of commercial credit analysis and relevant lending experience will be considered)
In-depth knowledge of commercial loan documentation
Strong knowledge of credit underwriting, financial ratios, credit structures, cash flow, collateral, and guarantor analysis
Excellent verbal and written communication
Good customer service skills
Proficient in MS Word, Excel and Outlook
Strong organization skills, attention to detail and accuracy
Work effectively in a fast paced, high pressure environment

Nice To Haves

Bachelor’s Degree in Arts/Sciences (BA/BS) in Business, Finance or Accounting
4 years of commercial credit analysis experience or portfolio management (a combination of commercial credit analysis and relevant lending experience will be considered)
Formal credit training
Experience structuring and pricing loan transactions to achieve profitability metrics
BakerHill B2B software
LaserPro

Responsibilities

Spreads business and personal financial information for analysis and ensures the accuracy, completeness, and submission of deals for scoring within the Baker Hill system.
Assists with coordinating the presentation of loan requests to the appropriate approving parties once underwriting is completed. This includes discussing the business, industry strengths and weaknesses, and other items reviewed during the underwriting process.
Contacts customers regarding past-due loans and facilitates transfers to Special Assets when necessary.
Responds to customer inquiries in a timely and professional manner.
Proactively identifies loans approaching maturity and takes an active role in collecting the financial information needed to analyze renewals and/or modifications prior to maturity.
Assists in monitoring the small business lending portfolio for signs of potential credit deterioration.
Consistently provides excellent customer service to both internal and external customers.
Orders third-party reports, including appraisals, environmental assessments, attorney reviews, and title reports, as needed.
Prepares the weekly loan pipeline report and the approved-but-not-booked loan report.
Participates in telephone and face-to-face meetings with existing and prospective customers.
Serves as a backup for department Portfolio Administrators (PAs).
May perform account research, process extensions and changes in loan terms, and perform other credit administration duties as assigned.