Business Banking Portfolio Manager

EagleBank•Bethesda, MD

7h•$69,844 - $108,847•Onsite

About The Position

We are a values driven organization putting Relationships FIRST. EagleBank (NASDAQ – EGBN) is focused on being Flexible, Involved, Responsive, Strong, and Trusted. By prioritizing meaningful connections with our customers, employees, and shareholders, we relentlessly deliver the most compelling, valuable service to our customers. EagleBank is committed to inclusion, equity, and respect. We celebrate diversity and intentionally seek out opportunities to learn from one another’s experience. We believe employees are essential to the building of relationships and we prioritize investing in employee growth and wellbeing. Employee involvement is fostered through resource groups, mentorship programs, community service, and scholarship opportunities for continued education. With features including maternity and parental leaves, wellness discounts, healthcare premium sharing, employer funding in your HSA account, and 100% 401(k) matching up to 4%, we pride ourselves in the ways we support our internal relationships. The minimum and maximum projected annualized salary for this position is: $69,844.00 to $108,847.00. Additional compensation may be possible based on experience and skills.

Requirements

H.S. Diploma or General Education Degree (GED)
2 years of commercial credit analysis experience or portfolio management (a combination of commercial credit analysis and relevant lending experience will be considered)
In-depth knowledge of commercial loan documentation
Strong knowledge of credit underwriting, financial ratios, credit structures, cash flow, collateral, and guarantor analysis
Excellent verbal and written communication
Good customer service skills
Proficient in MS Word, Excel and Outlook
Strong organization skills, attention to detail and accuracy
Work effectively in a fast paced, high pressure environment

Nice To Haves

Bachelor’s Degree in Arts/Sciences (BA/BS) in Business, Finance or Accounting
4 years of commercial credit analysis experience or portfolio management (a combination of commercial credit analysis and relevant lending experience will be considered)
Formal credit training
Experience structuring and pricing loan transactions to achieve profitability metrics
BakerHill B2B software
LaserPro

Responsibilities

Independently underwrite new loan requests, renewals, and modifications while partnering closely with Relationship Managers and clients throughout the lending process.
Analyze financial information, manage an active loan pipeline, review loan documentation, and help ensure timely loan closings and portfolio maintenance.
Spread business and personal financial information for analysis and ensures the accuracy, completeness, and submission of deals for scoring within the Baker Hill system.
Assist with coordinating the presentation of loan requests to the appropriate approving parties once underwriting is completed. This includes discussing the business, industry strengths and weaknesses, and other items reviewed during the underwriting process.
Contact customers regarding past-due loans and facilitates transfers to Special Assets when necessary.
Respond to customer inquiries in a timely and professional manner.
Proactively identify loans approaching maturity and take an active role in collecting the financial information needed to analyze renewals and/or modifications prior to maturity.
Assist in monitoring the small business lending portfolio for signs of potential credit deterioration.
Consistently provide excellent customer service to both internal and external customers.
Order third-party reports, including appraisals, environmental assessments, attorney reviews, and title reports, as needed.
Prepare the weekly loan pipeline report and the approved-but-not-booked loan report.
Participate in telephone and face-to-face meetings with existing and prospective customers.
Serve as a backup for department Portfolio Administrators (PAs).
May perform account research, process extensions and changes in loan terms, and perform other credit administration duties as assigned.