Business Banking Credit Analyst

EagleBank • Bethesda, MD

2d

About The Position

The Business Banking Credit Analyst underwrites new and existing commercial loans by analyzing borrowers’ credit history and financial performance, current market trends, collateral, and feasibility. The analyst spreads and analyzes financial statements, real estate spreadsheets, tax returns, accounts receivable and accounts payable aging reports, and pro formas and forecasts for commercial loans.

Requirements

• A bachelor’s degree in business, finance, economics, or a related field, in lieu of three additional years of experience in commercial credit, financial statement analysis, and formal credit training.
• Web-based credit training through RMA, Omega, or a similar program.
• Three years of experience in commercial credit analysis or middle-market experience.
• Experience with spreading software.
• Knowledge of credit, financial analysis, and data analysis.

Nice To Haves

• Completion of a formal credit training program.
• Leadership or supervision experience.
• Other banking experience.
• Knowledge of bank processes and operations.

Responsibilities

• Underwrite new and existing commercial loans.
• Analyze borrowers’ credit histories, financial performance, market trends, collateral, and loan feasibility.
• Spread and analyze financial statements, real estate spreadsheets, tax returns, accounts receivable and accounts payable aging reports, and pro formas and forecasts for commercial loans.

Benefits

• Maternity and parental leaves.
• Wellness discounts.
• Healthcare premium sharing.
• Employer funding in an HSA account.
• 100% 401(k) matching up to 4%.
• Employee resource groups, mentorship programs, community service, and scholarship opportunities for continued education.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level