Business Banking Relationship Analyst (Credit)

U.S. Bank • Tampa, FL

1d • $98,175 - $115,500 • Hybrid

About The Position

The Business Banking Relationship Analyst (Credit) is a key member of U.S. Bank’s Florida Business Banking team, partnering with Relationship Managers to build relationships, qualify and execute opportunities, and deliver a strong client experience. This role combines credit support, financial analysis, client onboarding, deal execution, and ongoing portfolio management. The successful candidate brings urgency, curiosity, ownership, and collaborative energy to a fast-paced environment, anticipating next steps and helping move opportunities forward.

Requirements

• Bachelor’s degree or equivalent work experience.
• Five to eight years of Business Banking experience.

Nice To Haves

• Well-developed analytical and problem-solving skills.
• Basic knowledge of bank products and services, with the ability to identify opportunities to deepen client relationships.
• Basic knowledge of credit administration, analysis, and credit policy and procedures.
• Demonstrated understanding of complex financial accounting and analysis.
• Ability to work effectively with individuals and groups across the company to manage customer relationships.
• Effective verbal and written communication skills.

Responsibilities

• Partner with Relationship Managers on client discovery, deal qualification, and loan structuring.
• Perform financial analysis and support pricing decisions.
• Manage deal activity and pipeline progression, identify obstacles early, and help find solutions.
• Develop an understanding of clients’ businesses, financial needs, and relationship opportunities.
• Gather, review, and organize required client and credit documentation.
• Assist with deal summaries, credit requests, product solutions, and execution activities.
• Coordinate appraisal, documentation, closing, and onboarding activities.
• Communicate proactively with Relationship Managers and internal partners about opportunity status and next steps.
• Support ongoing portfolio management, including loan renewals, pricing updates, financial analysis, covenant tracking, and risk monitoring.
• Maintain accurate and timely client and opportunity information in bank systems.

Benefits

• Healthcare coverage, including medical, dental, and vision.
• Basic term and optional term life insurance.
• Short-term and long-term disability insurance.
• Pregnancy disability and parental leave.
• 401(k) and employer-funded retirement plan.
• Paid vacation, from two to five weeks depending on salary grade and tenure.
• Up to 11 paid holiday opportunities.
• Adoption assistance.
• Sick and Safe Leave accruals of one hour for every 30 hours worked, up to 80 hours per calendar year unless otherwise provided by law.
• Incentive and recognition programs.
• Equity stock purchase, 401(k) contribution, and pension, subject to eligibility requirements.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level