Business Banking Relationship Analyst (Credit)

U.S. Bank • Tampa, FL

17h • Hybrid

About The Position

The Business Banking Relationship Analyst (Credit) is a key member of U.S. Bank’s Florida Business Banking team, partnering closely with Relationship Managers to build relationships, advance opportunities, and deliver an exceptional client experience. This role combines credit support with active deal and pipeline management in a fast-paced, collaborative environment. The successful candidate brings strong credit and analytical capabilities, communicates and collaborates effectively, takes ownership, anticipates next steps, and helps the Florida team move opportunities forward.

The position supports client discovery, deal qualification and loan structuring; financial analysis and pricing decisions; client onboarding and deal execution; and ongoing portfolio management. It requires working from a U.S. Bank location three or more days per week.

Requirements

• Bachelor’s degree or equivalent work experience.
• Five to eight years of Business Banking experience.

Nice To Haves

• Well-developed analytical and problem-solving skills.
• Basic knowledge of bank products and services, with the ability to identify opportunities to deepen client relationships.
• Basic knowledge of credit administration, analysis, and credit policy and procedures.
• Demonstrated understanding of complex financial accounting and analysis.
• Ability to work effectively with individuals and groups across the company to manage customer relationships.
• Effective verbal and written communication skills.

Responsibilities

• Partner with Relationship Managers on client discovery, deal qualification, and loan structuring.
• Provide financial analysis and support pricing decisions with a strong sense of urgency.
• Manage deal activity and pipeline progression, identify obstacles early, and help find solutions.
• Develop an understanding of clients’ businesses, financial needs, and relationship opportunities.
• Gather, review, and organize required client and credit documentation.
• Assist with deal summaries, credit requests, product solutions, and execution activities.
• Coordinate appraisal, documentation, closing, and onboarding activities.
• Communicate proactively with Relationship Managers and internal partners about opportunity status and next steps.
• Support portfolio management, including loan renewals, pricing updates, financial analysis, covenant tracking, and risk monitoring.
• Maintain accurate and timely client and opportunity information within bank systems.

Benefits

• Healthcare, including medical, dental, and vision coverage.
• Basic term and optional term life insurance.
• Short-term and long-term disability coverage.
• Pregnancy disability and parental leave.
• 401(k) and employer-funded retirement plan.
• Paid vacation of two to five weeks, depending on salary grade and tenure.
• Up to 11 paid holiday opportunities.
• Adoption assistance.
• Sick and Safe Leave accruals of one hour for every 30 hours worked, up to 80 hours per calendar year unless otherwise provided by law.
• Incentive and recognition programs.
• Equity stock purchase and 401(k) contribution and pension, subject to eligibility requirements.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level