Business Banking Credit Analyst
EagleBank•Bethesda, MD
•$69,844 - $108,847
About The Position
The Business Banking Credit Analyst underwrites new and existing commercial loans by analyzing borrowers’ credit histories, financial performance, current market trends, collateral, and feasibility. The role spreads and analyzes financial statements, real estate spreadsheets, tax returns, accounts receivable and accounts payable agings, and pro formas or forecasts for commercial loans.
Requirements
- A bachelor’s degree in business, finance, economics, or a related field may be substituted for three additional years of experience in commercial credit, financial statement analysis, and formal credit training.
- Web-based credit training through RMA, Omega, or a similar program.
- Three years of experience in commercial credit analysis or middle-market experience.
- Experience with spreading software.
- Knowledge of credit, financial analysis, and data analysis.
Nice To Haves
- Formal credit training program.
- Leadership or supervision experience.
- Other banking experience.
- Knowledge of bank processes and operations.
Responsibilities
- Underwrite new and existing commercial loans.
- Analyze borrowers’ credit histories, financial performance, current market trends, collateral, and loan feasibility.
- Spread and analyze financial statements, real estate spreadsheets, tax returns, accounts receivable and accounts payable agings, and pro formas or forecasts for commercial loans.
Benefits
- Maternity and parental leaves.
- Wellness discounts.
- Healthcare premium sharing.
- Employer funding in a health savings account.
- 100% 401(k) matching up to 4%.
- Mentorship programs.
- Community service opportunities.
- Scholarship opportunities for continued education.
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
