Business Banker (LO) Reno, NV

Wells Fargo Bank•Reno, NV

5d•Onsite

About The Position

Wells Fargo is hiring a Business Banker in Consumer Banking and Lending to build, maintain, and grow relationships with business banking clients in branch settings. The role manages a portfolio of low- to moderately complex business clients, typically with $500,000 to $2 million in annual sales, and owns the client journey from onboarding through relationship growth and new-client acquisition. The banker delivers a branded, client-centric experience and serves as a trusted partner by understanding business goals and financial needs and recommending appropriate financial solutions. The position offers business accounts, credit, treasury services, and digital tools, while using available resources to provide tailored recommendations and help customers connect with technology. The banker prospects and networks with business owners and internal partners to generate referrals, collaborates across banking channels, and partners with Relationship Managers and Lending Officers on complex structures. The role also includes customer contact and may involve assessing needs and referring customers interested in dwelling-secured products to a SAFE team member; it does not include taking applications or offering or negotiating terms for those transactions. This Loan Originator position requires LO registration at the time of employment. Wells Fargo initiates the registration process after the employee's start date. Employees must meet applicable Consumer Financial Protection Bureau qualification standards and ongoing regulatory requirements, including financial responsibility, character, financial fitness, and criminal background standards. The role is based in Reno, Nevada; banker placement may be within 10 miles of the branch applied to. The position is not eligible for visa sponsorship.

Requirements

At least 2 years of financial services, sales, or customer service experience, or equivalent experience demonstrated through work, training, military experience, or education.
Register as a Loan Originator at the time of employment and meet applicable Consumer Financial Protection Bureau qualification requirements.
Meet applicable financial responsibility, character, general financial fitness, criminal background, and ongoing regulatory screening standards.

Nice To Haves

At least 2 years of in-branch business banking experience.
At least 1 year of experience managing a dedicated book of small business customers across an assigned territory.
Proficiency in proactively sourcing and acquiring customers and building and maintaining relationships with customers and colleagues.
Experience using business acumen to provide financial services consultation to business customers.
Extensive knowledge and understanding of bank lending programs, credit policies, and specialty products.
High motivation and ability to meet team objectives while maintaining individual performance.
Ability to manage expectations and follow up with customers and Wells Fargo partners.
Customer service focus and experience handling complex transactions across multiple systems.
Knowledge and understanding of retail compliance controls, risk management, and loss prevention.
Ability to educate customers about technology and communicate the value of mobile banking options.
Ability to interact with customers and employees with integrity and professionalism.
Experience mentoring and peer-coaching others.

Responsibilities

Manage and grow a portfolio of low- to moderately complex business clients, typically with $500,000 to $2 million in annual sales, across onboarding, relationship deepening, and new-client acquisition.
Deliver a branded, client-centric experience that supports growth and positions Wells Fargo as a trusted partner.
Understand and offer Wells Fargo financial solutions and digital services, using available tools and product knowledge to provide tailored recommendations.
Analyze clients' operations, goals, priorities, and financial needs to recommend suitable solutions in compliance with policies and procedures.
Offer business accounts, credit, treasury services, and digital tools.
Prospect and network with external and internal partners to build relationships, generate referrals, and grow the small business customer base.
Collaborate with internal banking channels to support business owners and develop the broader client relationship.
Partner with Relationship Managers and Lending Officers on complex structures and ensure alignment with underwriting policies and risk guidelines.
Assess customer needs related to dwelling-secured products and refer interested customers to a SAFE team member; do not take applications or offer or negotiate transaction terms.