Business Banker (LO) Reno, NV

Wells Fargo•Reno, NV

3d•$25 - $38•Onsite

About The Position

Wells Fargo is seeking a Business Banker in Consumer Banking and Lending to build, maintain, and grow relationships with business banking clients in branches. The role manages a portfolio of low- to moderately complex business clients, typically businesses with $500,000 to $2 million in annual sales, and owns the client journey from onboarding and relationship development through acquiring new clients. The banker identifies client goals and financial needs, analyzes business operations and priorities, and recommends suitable financial solutions while complying with applicable policies and procedures. The Business Banker serves as a trusted advisor, offering business accounts, credit, treasury services, and digital tools. The role involves active prospecting and networking, working with internal banking channels and external partners to generate referrals and support business owners, and partnering with Relationship Managers and Lending Officers on complex structures. This Loan Originator position may assess customer needs and refer interested customers seeking dwelling-secured products to a SAFE team member, but does not involve taking applications or offering or negotiating terms for those transactions. LO registration is required at employment, along with applicable regulatory qualifications and ongoing screening requirements.

Requirements

At least 2 years of financial services, sales, or customer service experience, or equivalent demonstrated through work experience, training, military experience, education, or a combination.
Must meet Loan Originator qualification requirements, including applicable financial responsibility, character, general financial fitness, and criminal background standards.
Must complete LO registration at the time of employment and meet ongoing regulatory requirements, including additional screening if necessary.
Must be able to work in the United States without visa sponsorship; the position is not eligible for Visa sponsorship.

Nice To Haves

At least 2 years of in-branch business banking experience.
At least 1 year of experience managing a dedicated book of small business customers across an assigned territory.
Ability to proactively source, acquire, build, and maintain relationships with customers and colleagues.
Experience using business acumen to provide financial services consultation to business customers.
Extensive knowledge of bank lending programs, credit policies, and specialty products.
High motivation and ability to meet team objectives while maintaining individual performance.
Ability to manage expectations and follow up with customers and Wells Fargo partners.
Customer-service focus and experience handling complex transactions across multiple systems.
Knowledge of retail compliance controls, risk management, and loss prevention.
Ability to educate customers about technology and communicate the value of mobile banking options.
Ability to interact with customers and employees with integrity and professionalism.
Experience mentoring and peer-coaching others.

Responsibilities

Manage and grow a portfolio of low- to moderately complex business clients, typically with $500,000 to $2 million in annual sales, across onboarding, relationship deepening, and new-client acquisition.
Deliver a branded, client-centric experience and position the bank as a trusted partner.
Understand and offer Wells Fargo financial solutions and digital services, using available tools to make tailored recommendations.
Analyze clients’ operations, goals, and financial needs to provide recommendations aligned with their objectives and bank policies.
Offer business accounts, credit, treasury services, and digital tools.
Prospect and network to build relationships with external and internal partners and generate high-quality referrals.
Collaborate with internal banking channels to support business owners and develop the full client relationship.
Partner with Relationship Managers and Lending Officers on complex structures and ensure alignment with underwriting policies and risk guidelines.
Assess the needs of customers interested in dwelling-secured products and refer them to a SAFE team member; do not take applications or offer or negotiate transaction terms.
Fulfill applicable risk, compliance, regulatory, and policy obligations, including escalating and remediating issues as appropriate.