Builder Loan Officer

Cornerstone Home Lending•Charlotte, NC

About The Position

Cornerstone is seeking a relationship- and results-driven Loan Officer to guide clients through the mortgage process and partner with real estate professionals. The role focuses on helping borrowers understand their options, achieve homeownership, and receive a clear, supportive experience throughout their mortgage journey. The Loan Officer builds relationships with clients and referral partners, manages loan details from application through closing, sets clear expectations, and keeps current with market trends, loan products, and compliance requirements. The position offers production-based compensation, industry support, access to a wide range of loan products and investor sources, and opportunities for growth in the builder channel.

Requirements

  • At least 2 years of consecutive, recent experience in mortgage loan origination, with knowledge of the complete loan lifecycle.
  • Active Mortgage Loan Originator (MLO) license in good standing with the NMLS for applicable state(s), or ability to obtain licensing within 60 days of hire.
  • Proven successful loan origination record supported by an established referral network of realtors, builders, and industry professionals.
  • Ability to manage a consistent loan pipeline effectively.
  • Strong analytical capabilities to interpret complex financial data and guide sound lending decisions.
  • Exceptional communication and relationship management skills.
  • Advanced organizational abilities and a strategic problem-solving approach.
  • Positive, proactive attitude and genuine passion for helping others.

Responsibilities

  • Build genuine relationships with borrowers and referral partners, including realtors, builders, and industry professionals.
  • Understand borrowers’ needs and guide them through mortgage options with confidence and clarity.
  • Manage loan transactions from application through closing.
  • Set clear expectations and deliver an exceptional client experience throughout the mortgage process.
  • Manage a consistent loan pipeline effectively.
  • Stay informed about market trends, product updates, and compliance requirements.

Benefits

  • Competitive compensation structure that rewards production
  • Medical benefits
  • Dental benefits
  • Vision benefits
  • 401(k)
  • Industry-leading support
  • Access to hundreds of loan products through dozens of investor sources
  • Award-winning workplace culture recognized for work-life balance and employee satisfaction
  • Joint venture opportunities for growth in the builder channel
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