Builder Loan Officer

Cornerstone Capital Bank • Charlotte, NC

4d

About The Position

Cornerstone is seeking a relationship-driven Loan Officer to guide clients and referral partners through the mortgage process, from application to closing. The role involves building genuine relationships, understanding borrowers’ needs, explaining their options clearly, setting expectations, managing transaction details, and delivering an exceptional client experience. The Loan Officer is also expected to stay current on market trends, loan products, and compliance requirements while building a successful origination business, particularly in the builder channel.

Requirements

• At least 2 years of consecutive, recent experience in mortgage loan origination, with demonstrated knowledge of the complete loan lifecycle.
• An active Mortgage Loan Originator (MLO) license in good standing with the NMLS for applicable state(s), or the ability to obtain licensing within 60 days of hire.
• A proven record of successful loan origination, supported by an established referral network of realtors, builders, and industry professionals.
• Ability to manage a consistent loan pipeline effectively.
• Strong analytical capabilities to interpret complex financial data and guide sound lending decisions.
• Exceptional communication and relationship management skills.
• Advanced organizational abilities and a strategic problem-solving approach.
• A positive, proactive attitude and genuine passion for helping others.

Responsibilities

• Build and maintain relationships with borrowers and referral partners, including realtors, builders, and other industry professionals.
• Understand borrowers’ needs and guide them through mortgage options with confidence and clarity.
• Manage mortgage transactions from application through closing.
• Set clear expectations and provide an exceptional experience throughout the loan process.
• Manage a consistent loan pipeline effectively.
• Stay current on market trends, product updates, and compliance requirements.
• Interpret financial information and guide sound lending decisions.

Benefits

• Competitive compensation structure that rewards production.
• Medical, dental, and vision benefits.
• 401(k).
• Industry-leading support.
• Access to hundreds of loan products through dozens of investor sources.
• Joint venture opportunities for growth in the builder channel.

What This Job Offers

• Job Type: Full-time
• Education Level: No Education Listed