Work From Home Benefits Account Consultant

AIL•Huntsville, AL

1d•$90,000 - $119,981•Remote

About The Position

AO Globe Life is seeking a Benefits Account Consultant to help individuals and families understand insurance coverage that supports their financial protection. This is a 100% remote, independent contractor opportunity with American Income Life / Globe Life. The role involves connecting with prospective clients using company-provided warm leads, conducting virtual needs-based conversations, and explaining life, accident, and supplemental health insurance options. Compensation is commission-based and performance-driven, not hourly or salaried. No prior insurance experience is required. Training, mentorship, licensing guidance, and ongoing professional development are provided. Candidates must obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities and are responsible for applicable pre-licensing coursework, examinations, and state licensing requirements at their own expense. Candidates provide their own computer or laptop, webcam, reliable high-speed internet, and professional remote workspace. Licensing requirements, fees, compensation, and contractor terms may vary by state.

Requirements

Strong communication and listening skills.
Customer-focused, professional approach.
Attention to detail and dependable follow-through.
Comfortable working with technology and virtual systems.
Self-motivated and goal-oriented.
Able to work independently and within a team environment.
At least 18 years of age and legally eligible to work in the United States.
Provide a computer or laptop, webcam, reliable high-speed internet, and professional remote workspace.
Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense.

Nice To Haves

No prior insurance experience is required.
The opportunity is suited to candidates who are coachable, comfortable working independently, and interested in a performance-based career with opportunities for professional growth and advancement.

Responsibilities

Work with prospective clients from company-provided warm leads.
Schedule and conduct virtual consultations.
Learn about client needs, goals, and coverage questions.
Explain life, supplemental health, and accident insurance options.
Help clients understand benefits and available services.
Follow up consistently to provide an excellent client experience.
Keep organized and accurate communication records.
Participate in ongoing training and performance coaching.
Complete required training and participate in virtual meetings.
Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities.