Work-From-Home Benefits Advisor

AIL•Chula Vista, CA
•$90,000 - $119,981•Remote

About The Position

AO Globe Life is hiring a virtual client protection advisor to work remotely with individuals and families reviewing insurance coverage options. The advisor connects with prospective clients who requested information, learns about their needs, and guides them through professional, needs-based conversations about coverage. The company provides warm leads, structured training, daily coaching, and mentorship. This is a 100% remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven, not hourly or salaried. No prior insurance experience is required. Training, mentorship, licensing guidance, and ongoing professional development are provided. Candidates must obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities and pay for any required pre-licensing coursework, examinations, and state licensing requirements. Specific licensing requirements, fees, compensation, and contractor terms may vary by state and are reviewed during hiring and onboarding.

Requirements

  • Strong communication and active-listening skills.
  • Professional, helpful, and customer-focused mindset.
  • Attention to detail and strong follow-up habits.
  • Comfort learning computer programs and virtual tools.
  • Proactive problem-solving ability.
  • Ability to work independently and within a remote team.
  • At least 18 years of age and legally eligible to work in the United States.
  • Provide a computer or laptop, webcam, reliable high-speed internet, and professional remote workspace.
  • Complete required training and participate in virtual meetings.
  • Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities.
  • Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense.

Nice To Haves

  • Self-motivated and coachable.
  • Interested in a performance-based career with opportunities for professional growth and advancement.

Responsibilities

  • Work with prospective clients from company-provided warm leads.
  • Schedule and lead virtual appointments.
  • Learn about clients’ needs, goals, and coverage concerns.
  • Explain life, accident, and supplemental health insurance options.
  • Help clients make informed coverage decisions.
  • Answer questions and provide clear, professional guidance.
  • Follow up consistently and maintain client relationships.
  • Participate in training and team development sessions.

Benefits

  • Fully remote work environment.
  • Company-provided warm leads.
  • Weekly paychecks.
  • Unlimited earning potential.
  • Medical insurance premium reimbursement.
  • Online training available across devices.
  • Daily coaching and professional mentorship.
  • Performance-based incentives.
  • No business overhead expenses.
  • OPEIU Local 277 union representation.
  • Long-term growth potential with a member-focused organization.
  • Licensing guidance and ongoing professional development.
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