Work-From-Home Benefits Advisor

AIL•Memphis, TN
•$90,000 - $119,981•Remote

About The Position

AO Globe Life is seeking Benefits Enrollment Specialists for a fully remote opportunity supporting members and families. The role involves helping clients understand insurance options and guiding them through a needs-based review process. It is an independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven, not hourly or salaried. No prior insurance experience is required; training, mentorship, licensing guidance, and ongoing professional development are provided. Candidates must obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities and are responsible for applicable pre-licensing coursework, examinations, and state licensing requirements at their own expense. The opportunity is suited to self-motivated, coachable people who can work independently and are interested in a performance-based career with opportunities for professional growth and advancement. Candidates must be at least 18 and legally eligible to work in the United States. Specific licensing requirements, fees, compensation, and contractor terms may vary by state and will be reviewed during hiring and onboarding.

Requirements

  • Strong interpersonal and communication skills.
  • Ability to explain information clearly.
  • High level of professionalism and reliability.
  • Detail-oriented approach to client service.
  • Comfortable with computer systems.
  • Ability to contribute independently and as a teammate.
  • At least 18 years of age and legally eligible to work in the United States.
  • Provide a computer or laptop, webcam, reliable high-speed internet, and professional remote workspace.
  • Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities.
  • Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense.

Nice To Haves

  • No prior insurance experience is required.
  • Self-motivated and coachable.
  • Comfortable working independently.
  • Interested in a performance-based career with opportunities for professional growth and advancement.

Responsibilities

  • Work with warm leads supplied by the company.
  • Schedule and conduct virtual client meetings.
  • Review individual and family insurance needs.
  • Educate clients on life, accident, and supplemental health coverage.
  • Build trust through clear communication and follow-up.
  • Maintain accurate documentation and client records.
  • Complete required training and participate in virtual meetings.

Benefits

  • 100% remote role.
  • Company-provided warm leads.
  • Weekly compensation.
  • Unlimited earning potential.
  • Medical premium reimbursement.
  • Comprehensive training and ongoing leadership support.
  • Incentive opportunities.
  • No business overhead costs.
  • OPEIU Local 277 union representation.
  • Opportunity with a member-focused organization established over 70 years ago.
  • Training, mentorship, licensing guidance, and ongoing professional development.
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