Work-From-Home Benefits Specialist

AIL•Irvine, CA
•$90,000 - $119,981•Remote

About The Position

AO Globe Life is hiring a remote member services professional to help individuals, families, union members, credit union members, and association members explore insurance coverage options. The role involves connecting with prospective clients through warm leads, scheduling virtual appointments, discussing their needs, and explaining available life, supplemental health, and accident insurance coverage. The specialist answers questions, provides client support, follows up to maintain professional relationships, and keeps organized records and documentation. This is a 100% remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven, not hourly or salaried. No prior insurance experience is required. The company provides training, mentorship, licensing guidance, and ongoing professional development. Candidates must obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities and are responsible for applicable pre-licensing coursework, examinations, and licensing requirements at their own expense. Contractor terms, licensing requirements, fees, and compensation may vary by state and will be reviewed during hiring and onboarding.

Requirements

  • Excellent communication and customer-service skills.
  • Strong listening and relationship-building ability.
  • Professional, dependable, and detail-oriented.
  • Comfortable using computer systems and virtual tools.
  • Self-motivated and coachable.
  • Ability to work independently while contributing to a team.
  • At least 18 years of age and legally eligible to work in the United States.
  • Provide a computer or laptop, webcam, reliable high-speed internet, and a professional remote workspace.
  • Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense.

Nice To Haves

  • No prior insurance experience is required.
  • Interest in a performance-based career with opportunities for professional growth and advancement.

Responsibilities

  • Connect with members and prospective clients through warm leads.
  • Schedule and conduct virtual client appointments.
  • Complete needs-based discussions.
  • Explain life, supplemental health, and accident insurance coverage.
  • Answer questions and provide timely client support.
  • Follow up to maintain strong professional relationships.
  • Keep organized records and complete required documentation.
  • Participate in ongoing coaching and team development.
  • Complete required training and participate in virtual meetings.
  • Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities.

Benefits

  • 100% remote work
  • Warm leads provided by the company
  • Weekly compensation
  • Unlimited earning potential
  • Medical premium reimbursement
  • Comprehensive online training
  • Daily mentorship and leadership support
  • Performance incentive opportunities
  • No overhead costs
  • Union representation through OPEIU Local 277
  • Career opportunity with an organization serving members for 70 years
  • Licensing guidance
  • Ongoing professional development
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