Bank Credit Risk Analyst Intern

USAA • San Antonio, TX

1d • Onsite

About The Position

The Bank Credit Risk Analyst internship provides practical experience identifying, assessing, and mitigating risk across USAA Bank. Interns learn quantitative techniques for modeling and managing risk and provide insights to support strategic decisions. The program offers experience working on business challenges and developing relationships with a manager and assigned mentor in a collaborative culture. The internship is based at USAA’s Corporate Headquarters in San Antonio, Texas, and runs from June 2, 2027, through August 13, 2027.

Under direct supervision and established risk and compliance guidance, interns perform routine assignments and help resolve problems in support of the team. Work includes analyzing consumer portfolios, contributing to risk strategy, conducting quantitative and qualitative analysis, researching credit and product proposals, supporting risk-management frameworks, and maintaining reporting used to monitor bank risks. Interns may also work on financial-risk sensitivity analysis and credit or financial modeling infrastructure.

Requirements

• Pursuing a bachelor’s degree or higher at an accredited four-year university in Economics, Finance, Statistics, Mathematics, Actuarial Sciences, or another quantitative subject area.
• Plan to graduate after the final day of the internship; graduation date cannot be before August 13, 2027.
• Up to 2 years of experience conducting research and applying information and analysis to work results.
• Communication and presentation experience.
• High attention to detail in executing deliverables.
• Ability to identify issues and recommend solutions.
• Must not require immigration support now or in the future; USAA does not provide visa sponsorship for this role.

Nice To Haves

• Graduation date between August 2027 and July 2028.
• Data analytical skills and an interest in risk management.
• Pursuing a degree concentration in banking, finance, or risk management.
• Proficiency with Excel and understanding of technological languages.

Responsibilities

• Complete analytical processes to assess risks and opportunities across the Bank’s consumer portfolios.
• Support team members in delivering bank risk strategy by providing analytical insights to peers and management.
• Conduct quantitative analysis using internal and external data sources.
• Perform qualitative analysis to support departmental decision-making.
• Research credit, product, and/or risk proposals and provide feedback using critical thinking to support strong portfolio performance outcomes.
• Learn to maintain risk-management frameworks that identify, measure, or mitigate risk.
• Develop, maintain, and use established reporting to monitor and call out bank risks.
• May implement financial-risk sensitivity analysis and credit and/or financial modeling infrastructure.
• Perform routine tasks within established procedures and guidelines.
• Support other team members with routine work assignments and problem resolution.

Benefits

• Intern stipend to assist with expenses.
• Comprehensive medical, dental, and vision plans.
• 401(k) and pension.
• Life insurance.
• Parental benefits and adoption assistance.
• Paid time off, paid holidays, and 16 paid volunteer hours.
• Wellness programs.
• Career path planning and continuing education.

What This Job Offers

• Career Level: Intern