Bank Credit Risk Analyst Intern
About The Position
The Bank Credit Risk Analyst internship focuses on developing skills to identify, assess, and mitigate risk across USAA Bank. Interns learn quantitative techniques used to model and manage risks and provide insights that support strategic decisions. The internship offers practical experience working on real business challenges in a collaborative culture alongside a manager and assigned mentor. It is based at USAA Corporate Headquarters in San Antonio, Texas. Working under direct supervision and following risk and compliance procedures, interns perform routine assignments and help resolve problems in support of team members. The work includes quantitative and qualitative analysis of bank portfolios, researching credit, product, and risk proposals, maintaining risk management frameworks and reporting, and potentially supporting financial risk sensitivity analysis or credit and financial modeling infrastructure.
Requirements
- Be pursuing a bachelor’s degree or higher at an accredited four-year university in Economics, Finance, Statistics, Mathematics, Actuarial Sciences, or another quantitative subject area.
- Plan to graduate after the final day of the internship; graduation cannot be before August 13, 2027.
- Have up to 2 years of experience conducting research and applying information and analysis to work results.
- Have communication or presentation experience.
- Demonstrate high attention to detail in executing deliverables.
- Be able to identify issues and recommend solutions.
Nice To Haves
- Graduation date between August 2027 and July 2028.
- Data analytical skills and an interest in risk management.
- Pursuing a degree with a concentration in banking, finance, or risk management.
- Proficiency with Excel and understanding of technological languages.
Responsibilities
- Complete analytical processes to assess risks and opportunities across the Bank’s consumer portfolios.
- Support delivery of bank risk strategy by providing analytical insights to peers and management.
- Conduct quantitative analysis using internal and external data sources.
- Perform qualitative analysis to support departmental decision-making.
- Research credit, product, and risk proposals and provide feedback using critical thinking to support strong portfolio performance outcomes.
- Learn to maintain risk management frameworks that identify, measure, or mitigate risk.
- Develop, maintain, and use established reporting to monitor and identify bank risks.
- May implement financial risk sensitivity analysis and credit or financial modeling infrastructure.
- Perform routine tasks within established procedures and guidelines.
Benefits
- Intern stipend to assist with expenses.
- Comprehensive medical, dental, and vision plans.
- 401(k).
- Pension.
- Life insurance.
- Parental benefits.
- Adoption assistance.
- Paid time off program with paid holidays.
- 16 paid volunteer hours.
- Wellness programs.
- Career path planning and continuing education.
Stand Out From the Crowd
Upload your resume and get instant feedback on how well it matches this job.
What This Job Offers
Career Level
Intern
