Investment Bank Credit Risk Associate

JPMorganChase • Houston, TX

1d

About The Position

As a Credit Risk Associate on JPMorgan Chase’s Infrastructure & Green Economy Credit Risk team, you will work with senior team members and engage with Investment Banking, Global Corporate Bank, Infrastructure Financing & Advisory, Markets, and other partners across the Bank. The team structures new loans and manages a portfolio of existing loans and related credit exposure to greenfield and brownfield projects across sectors including energy, power, renewables, energy transition, emerging green technology, and transportation assets. The role offers the opportunity to develop analytical skills through highly structured transactions across a range of industries in a fast-paced, competitive environment.

Risk Management supports the firm’s responsible growth by anticipating emerging risks and applying expert judgment to business challenges. The team emphasizes thinking creatively, challenging the status quo, and pursuing best-in-class work.

Requirements

• Bachelor’s degree in a quantitative discipline.
• Minimum 3 years of credit risk experience within financial services.
• Strong financial modeling skills and familiarity with financial statements, including the ability to analyze capital structure, profitability, project build costs, and cash flow.
• Understanding of client and capital markets processes, credit risk management, and commercial requirements.
• Self-motivated, with the ability to work independently and as part of a team.
• Excellent communication and interpersonal skills, including the ability to communicate complex information clearly and in an organized manner.
• High proficiency in Excel, including analysis and control of large datasets, as well as PowerPoint and Word.

Nice To Haves

• Experience in credit or counterparty risk in infrastructure finance.
• Experience in energy transition and emerging green technologies.
• Ability to learn quickly, strong attention to detail, and strong organizational and time management skills.

Responsibilities

• Work closely with business teams to develop diligence questions by reviewing contracts, forecasts and budgets, financial statements, construction reports, and operating reports.
• Analyze transactions, identify risks, and recommend loan structures that protect JPMorgan Chase’s interests.
• Build and maintain financial models that incorporate forward-looking risk assessments of key drivers.
• Support transaction execution, review and structure finance and commercial contracts, and recommend appropriate capital structures, exposure levels, and risk grades.
• Apply corporate finance and accounting expertise to prepare credit memorandums and take ownership of credit approval and booking processes.
• Manage the portfolio, including analyzing amendment and waiver requests, conducting periodic credit reviews and ongoing counterparty and industry credit analysis, monitoring trading limits and credit ratings, and negotiating documentation revisions.
• Stay current on assigned clients, including industry trends, portfolio performance, covenant compliance, current events, news, and potential risks and opportunities.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level