Attorney I - North Carolina
About The Position
Founders Federal Credit Union is hiring an Attorney I to represent and protect the Credit Union’s interests. The position is based on-site at the Corporate Headquarters in Lancaster, South Carolina, and works directly with senior leadership under minimal supervision. The Attorney works closely with the SVP-Legal and VP–Litigation, advising Credit Union personnel on legal issues and appearing in North Carolina courts on the Credit Union’s behalf. The role focuses on creditor’s rights litigation and collection efforts, along with providing legal guidance across departments. The Attorney also supports risk assessment for proposed business decisions, tracks relevant legislation and regulatory changes, and collaborates with external counsel on potential litigation involving regulatory compliance. The role requires developing knowledge of the Credit Union’s lending and account policies and procedures, as well as applicable federal laws and regulations. The position is full-time and salaried, with benefits beginning on the first day of employment and compensation commensurate with experience.
Requirements
- Must be licensed to practice law in North Carolina.
- At least 3 years of experience in creditor’s rights litigation is stated in the introductory description; the specifications section describes this experience as preferred.
- Effective and efficient work production, with well-developed verbal and written communication skills and excellent analytical and judgment skills.
- Ability to develop a solid working knowledge of lending policies and procedures and federal laws and regulations.
- Ability to work independently with minimal supervision and effectively with people at all organizational levels.
- High integrity, strong adherence to confidentiality of Credit Union data, and strong work ethic.
- Proficiency in all Microsoft Office products.
Nice To Haves
- Experience in creditor’s rights litigation.
Responsibilities
- Interpret laws and regulations to provide legal guidance to Credit Union departments as needed.
- Collaborate with the VP–Litigation to prepare cases for collection efforts initiated by Share Recovery and Loss Control.
- Appear independently in courts of proper jurisdiction in North Carolina on behalf of the Credit Union, including magistrate’s court, probate court, and Court of Common Pleas.
- File necessary pleadings with North Carolina courts to obtain judgments.
- Negotiate with third-party counsel to resolve issues related to collection efforts or probate matters.
- Support the SVP-Legal in assessing risks of proposed business decisions and presenting options to Management to limit the Credit Union’s exposure.
- Stay current on pending legislation and regulatory changes that may affect the Credit Union’s business practices or planned initiatives.
- Communicate and strategize with external counsel regarding potential litigation involving regulatory compliance issues.
- Develop extensive knowledge of lending guidelines, FFCU Loan Policy and Loan Procedures, account opening and maintenance, and applicable federal laws and regulations, including ECOA, the Fair Housing Act, Truth in Lending, HMDA, RESPA, and BSA.
- Comply with Founders’ policies and procedures and applicable laws, regulations, and statutes, including those issued by NCUA and FFIEC and requirements such as GLB and BSA.
- Respect and protect the privacy, integrity, and confidentiality of information.
Benefits
- 11 paid holidays annually
- Paid time off
- Family-oriented culture that values work/life balance
- 401(k) with employer contributions
- Pension plan fully funded by FFCU
- Comprehensive health insurance
- Dental insurance
- Life and Accidental Death & Dismemberment insurance at no cost to the employee
- Voluntary supplemental life insurance coverage for employee, spouse, and children
- Health care and dependent care flexible spending accounts
- Long-term care plan
- Short-term and long-term disability insurance
- Tuition reimbursement
- Assistance with achieving and maintaining certifications
- Fit Founders Wellness Program
- Annual bonus opportunities
- Biweekly salary rate
- Benefits beginning on the first day of employment
- Competitive compensation commensurate with experience
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
Education Level
No Education Listed
