Associate Wealth Banking Specialist (SAFE)

Wells Fargo & Company•Irvine, CA

2d•$72,000 - $109,000•Onsite

About The Position

Wells Fargo is seeking an Associate Wealth Banking Specialist in Banking, Lending and Trust. The role manages and services a routine, low-complexity portfolio of affluent client relationships involving lending, credit, and deposit products and services. The specialist reviews client financial goals and changing needs, presents recommendations within defined parameters, and supports affluent banking relationships and sales and marketing efforts. The position requires customer contact and may include offering or negotiating terms for, or taking applications for, dwelling-secured transactions. It is subject to the S.A.F.E. Mortgage Licensing Act of 2008 and related regulations. SAFE registration is required at employment, and continued employment is contingent on meeting applicable registration and Loan Originator requirements, including financial responsibility, character, fitness, and background standards. The role is based at 5 Park Plaza, Irvine, California. The posted base pay range is $72,000 to $109,000. Employees may also be eligible for incentive opportunities. The position is not eligible for visa sponsorship.

Requirements

At least 6 months of affluent banking, commercial banking, consumer banking, mortgage banking, or private banking experience, or equivalent demonstrated through work experience, training, military experience, or education.
SAFE registration is required at the time of employment.
Meet applicable Consumer Financial Protection Bureau Loan Originator qualification requirements, including financial responsibility, character, general financial fitness, and criminal background standards.
Meet ongoing regulatory requirements, including additional screening if necessary.

Nice To Haves

Experience in Wealth Management or Retail Banking.
Knowledge of opening new consumer and business deposit accounts, account maintenance, processing, Know Your Customer (KYC), and Technical Exceptions (TE).
Experience working with an affluent client relationship portfolio in lending, credit, and deposit products and services.
Experience reviewing and analyzing client financial goals and presenting recommendations.
Experience interpreting policies, procedures, and compliance requirements.
Ability to develop and manage clients and business relationships.
Solid technical skills for learning and navigating multiple computer systems and applications and using search tools, including SVP, Client link, TMT, DIPR, and Salesforce.
Ability to take initiative and work independently with minimal supervision in a structured environment.
Intermediate Microsoft Office skills, including Teams, Word, Excel, Outlook, and PowerPoint.
Excellent verbal, written, and interpersonal communication skills.
Ability to provide strong customer service while balancing the needs of clients, shareholders, and team members.
Strong telephone etiquette skills.
Strong attention to detail and accuracy.
Ability to work effectively in a team and across organizational levels, with flexibility, collaboration, and adaptability.
Ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment.

Responsibilities

Manage and service a routine, low-complexity affluent client relationship portfolio across lending, credit, and deposit products and services.
Review and analyze client financial goals and changing needs, and present recommendations within defined parameters.
Develop working knowledge of changing market conditions communicated by the business division through digital platforms.
Assist in providing service to Affluent Banking client relationships.
Interact with clients to identify retention issues and potential new business opportunities across product lines.
Develop product knowledge and basic client relationship management skills to meet customers' financial needs; may have accountability over accounts.
Prepare preliminary client correspondence and customized professional client presentation materials to support sales and marketing efforts.
Research and resolve operational issues related to complex accounts.
Follow direction from leaders, exercise independent judgment, and build knowledge of functions, policies, procedures, and compliance requirements.
Coordinate with broader banking and internal teams, including Financial Advisors, to help ensure clients are in suitable banking products based on their financial activity.
Collaborate and consult with peers, colleagues, and managers to resolve routine issues and achieve goals.
Maintain effective risk management through routine education, sound risk and operational decisions, and adherence to policies and procedures for low- to medium-risk work and deliverables.
Meet SAFE registration and applicable Loan Originator requirements.