Associate Wealth Banking Specialist (SAFE)

Wells Fargo Bank•Irvine, CA

20h•$72,000 - $109,000

About The Position

Wells Fargo is hiring an Associate Wealth Banking Specialist in Banking, Lending and Trust. The role manages and services a routine, low-complexity portfolio of affluent client relationships across lending, credit, and deposit products and services. The specialist reviews clients’ financial goals and changing needs and presents recommendations within defined parameters, while developing product knowledge and client relationship management skills. The position also supports client service, retention, sales and marketing, and coordination with Financial Advisors and broader banking teams. The specialist receives direction from leaders while exercising independent judgment on routine work and developing knowledge of applicable functions, policies, procedures, and compliance requirements. The position includes customer contact and may involve offering or negotiating terms for, or taking applications for, dwelling-secured transactions. Employment requires SAFE registration and compliance with SAFE Mortgage Licensing Act requirements and Loan Originator qualification requirements under Regulation Z. Ongoing employment is contingent on meeting these regulatory requirements, including background and other screening standards. The position is posted in Irvine, California. The stated base pay range is $72,000 to $109,000; employees may also be eligible for incentive opportunities. The posting states that the role is not eligible for visa sponsorship.

Requirements

At least 6 months of affluent banking, commercial banking, consumer banking, mortgage banking, or private banking experience, or equivalent demonstrated through work experience, training, military experience, education, or a combination.
Must obtain SAFE registration at the time of employment; Wells Fargo initiates the registration process after the employment start date.
Must meet applicable Loan Originator qualification requirements, including financial responsibility, character, general financial fitness, and criminal background standards, and comply with related Wells Fargo policies.
Must meet ongoing regulatory requirements, including additional screening if necessary.
This position is not eligible for visa sponsorship.

Nice To Haves

Experience in Wealth Management or Retail Banking.
Knowledge of opening new consumer and business deposit accounts, account maintenance, processing, Know Your Customer (KYC), and Technical Exceptions (TE).
Experience working with an affluent client relationship portfolio in lending, credit, and deposit products and services.
Experience reviewing and analyzing client financial goals and presenting recommendations.
Experience interpreting policies, procedures, and compliance requirements.
Ability to develop and manage client and business relationships.
Solid technical skills and ability to learn and navigate multiple computer systems and applications and use search tools, including SVP, Client link, TMT, DIPR, and Salesforce.
Ability to take initiative and work independently with minimal supervision in a structured environment.
Intermediate Microsoft Office skills, including Teams, Word, Excel, Outlook, and PowerPoint.
Excellent verbal, written, and interpersonal communication skills.
Ability to provide strong customer service while balancing the needs of clients, shareholders, and team members.
Strong telephone etiquette skills.
Strong attention to detail and accuracy.
Ability to work effectively in a team and across organizational levels, with flexibility, collaboration, and adaptability.
Ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment.

Responsibilities

Manage and service a routine, low-complexity affluent client relationship portfolio involving lending, credit, and deposit products and services.
Review and analyze client financial goals and changing needs, and present recommendations within defined parameters.
Develop working knowledge of market conditions communicated by the business division through digital platforms.
Assist in providing service to Affluent Banking client relationships.
Interact with clients to identify retention issues and potential new business opportunities across product lines.
Develop product knowledge and client relationship management skills to meet customers’ financial needs; may be accountable for accounts.
Prepare preliminary client correspondence and customized professional client presentation materials to support sales and marketing efforts.
Research and resolve operational issues related to complex accounts.
Provide information and coordinate with broader banking and internal teams, including Financial Advisors, to help ensure clients are in appropriate banking products for their financial activity.
Collaborate and consult with peers, colleagues, and managers to resolve routine issues and achieve goals.
Maintain effective risk management through education, sound risk and operational decision-making, and adherence to policies and procedures related to low- to medium-risk work and deliverables.
Follow applicable risk and compliance programs, policies, procedures, escalation, and remediation requirements.