Temporary Associate Underwriter

illumifin•Eden Prairie, MN

About The Position

The Temporary Associate Underwriter supports the daily operations of the Underwriting Department. The role prepares applications for underwriting review, assesses Life and Long Term Care insurance risks, and reviews eligible cases for approval or decline. It also handles client-specific administrative underwriting work, case communications, reporting, and support for application-processing and underwriting message centers. The position requires adherence to HIPAA and company compliance policies, as well as meeting established quality and production expectations.

Requirements

High school diploma.
Two years of experience in the insurance industry.
Working knowledge of medical terminology and expected outcomes based on medical conditions.
Ability to work independently and prioritize multiple projects and changing workloads.
Proven ability to meet client expectations and deadlines.
Ability to type 50 or more words per minute.
Detail-oriented.

Responsibilities

Prepare application files for underwriting review by determining requirements based on the application and criteria review.
Assess Life and Long Term Care insurance risk using lifestyle, medical, and cognitive information.
Determine whether applications qualify for approval or decline, process the stated decision, and prepare correspondence communicating adverse decisions.
Review and complete underwriting decisions for ready-to-decide cases for designated clients when only minimal case requirements are needed and no medical records are required.
Review required weekly, monthly, and quarterly reports accurately and communicate findings internally and externally as needed, including month-end client billing reports submitted to Finance.
Liaise among clients, Underwriting, and vendors to expedite case requirements and resolve missing information through written, verbal, or email communication while adhering to HIPAA.
Complete assigned-client administrative underwriting functions in internal administrative systems, the imaging system, and vendor websites.
Support the application-processing and underwriting email message centers.
Follow compliance principles in the Code of Conduct, Employee Handbook, and related policies and procedures, and participate in required Corporate Compliance Program training.
Meet established departmental quality and production expectations.
Perform other duties as assigned.