Underwriter Associate

Ryan Specialty • Houston, TX

9d • $68,200 - $75,000

About The Position

The Associate Energy Underwriter supports the underwriting of new and renewal business focused on upstream Oil & Gas risks. Working with underwriters, brokers, and clients, the role helps gather and analyze underwriting information, evaluate risk exposures, prepare policy transactions, and maintain accurate underwriting documentation. The Associate Underwriter helps ensure decisions align with company guidelines while providing responsive service to brokers and clients. This is an early-career opportunity to build a foundation in Energy underwriting. Prior insurance or underwriting experience is preferred, and candidates with strong analytical skills, a willingness to learn, and an interest in the Energy industry are encouraged to apply. Preference is given to candidates with six months or more of relevant insurance experience.

A bachelor's degree in Risk Management, Insurance, Business Administration, Finance, Economics, or a related field is preferred; equivalent work experience is also considered. Previous insurance, underwriting support, customer service, or financial services experience is preferred. The position requires the ability to obtain and maintain applicable Property & Casualty licenses as required. Progress toward, or interest in pursuing, designations such as AINS, AU, ARM, or CPCU is a plus.

Ryan Specialty describes itself as an Equal Opportunity Employer committed to a diverse, inclusive, and equitable workplace. The company offers a comprehensive benefits package intended to support employees' and their families' physical, financial, and emotional well-being. The target salary range is $68,200 to $75,000 annually. Full-time roles are eligible for bonuses and benefits. Reasonable accommodations are available for individuals with disabilities during the application or interview process, in performing essential job functions, and in receiving employment benefits and privileges.

Requirements

• Strong analytical, organizational, and communication skills, with high attention to detail.
• Ability to obtain and maintain applicable Property & Casualty licenses as required.
• Bachelor's degree in Risk Management, Insurance, Business Administration, Finance, Economics, or a related field preferred; equivalent work experience will also be considered.
• Previous insurance, underwriting support, customer service, or financial services experience preferred.
• Six months or more of Property & Casualty or commercial insurance experience preferred but not required.

Nice To Haves

• Progress toward or interest in pursuing professional designations such as AINS, AU, ARM, or CPCU.
• Interest in the Energy industry and willingness to learn.
• Six months or more of relevant insurance experience is preferred.

Responsibilities

• Support underwriting of new and renewal upstream Oil & Gas accounts by reviewing and maintaining policy information to ensure it is accurate, complete, and appropriately priced for renewal.
• Respond to broker and client inquiries about Energy insurance products, underwriting appetite, coverage considerations, and policy information.
• Communicate with brokers, agents, and insureds to gather underwriting information, resolve questions, and facilitate the underwriting process.
• Prepare, organize, and maintain submissions, quotes, binders, endorsements, and policy issuance materials.
• Review insurance applications and supporting documents to identify risk exposures and assist in evaluating coverage eligibility.
• Support premium and rating calculations using established underwriting guidelines and pricing methodologies.
• Assist underwriters in analyzing upstream Oil & Gas operations, loss history, and exposure information to support underwriting decisions.
• Maintain accurate underwriting files and generate reports concerning submissions, renewals, production activity, and portfolio performance.
• Assist with internal and external audits by providing documentation and ensuring underwriting records are complete and compliant.
• Ensure adherence to company underwriting guidelines, regulatory requirements, carrier standards, and compliance procedures.
• Collaborate with underwriting, operations, claims, and other internal teams to coordinate activities and provide timely service to brokers and clients.
• Serve as a point of contact for brokers and agents, providing responsive communication and resolving issues.
• Participate in training and development to build technical underwriting knowledge and expertise in the upstream Energy sector.
• Stay informed about industry trends, emerging risks, and market developments affecting the upstream Oil & Gas industry.

Benefits

• Paid time off for company holidays, vacation, sick days, and personal days.
• Paid parental leave.
• Mental health services.
• Full-time roles are eligible for bonuses and benefits.
• A comprehensive benefits package supporting physical, financial, and emotional well-being.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level