Associate Underwriter

CRC Group • Garden City, NY

5d

About The Position

CRC Group is a specialty insurance distributor whose culture emphasizes people, long-term relationships, ethical decision-making, and continuous improvement. The Associate Underwriter evaluates, selects, and prices insurance risks within established authority limits to support profitable growth. The role applies underwriting judgment and company guidelines to assess risk, develop terms, and negotiate conditions consistent with business objectives and regulatory and organizational standards. The position is regular and works the first shift. English fluency is required.

Requirements

• Bachelor's degree in risk management, finance, business administration, or a related field.
• Two to four years of underwriting or relevant insurance experience.
• Applied knowledge of underwriting principles, guidelines, and practices.
• Experience in a collaborative, broker-focused service environment.
• Proficiency in risk analysis and exposure evaluation.
• Ability to interpret financial statements and industry-specific data.
• Strong negotiation and relationship-management skills.
• Effective oral and written communication skills.
• Proficiency with underwriting systems and Microsoft Office applications.
• Attention to detail and ability to manage multiple priorities in a deadline-driven environment.
• Sound judgment and decision-making within defined authority.
• English fluency is required.

Nice To Haves

• Progress toward professional designations such as CPCU or AU.
• A valid insurance license may be required in some jurisdictions.

Responsibilities

• Analyze risk factors and determine appropriate pricing and coverage within delegated authority.
• Review applications, financial statements, inspection reports, and other relevant documents to assess exposure.
• Apply underwriting guidelines, line-of-business strategies, and risk appetite frameworks to support sound decisions.
• Negotiate terms, conditions, and pricing with brokers or clients to secure profitable business.
• Collaborate with claims, actuarial, finance, and other internal teams to resolve coverage or policy issues.
• Maintain accurate documentation of underwriting decisions and ensure compliance with company policies.
• Monitor portfolio performance and identify trends, recommending corrective action when necessary.
• Participate in training and development to maintain current knowledge of products, regulations, and market trends.

Benefits

• Medical insurance
• Dental insurance
• Vision insurance
• Life insurance
• Disability insurance
• AD&D insurance
• Tax-advantaged savings accounts
• 401(k) plan with company match
• Paid time off, including company holidays, vacation, and sick days
• New parent leave
• Eligible positions may qualify for restricted stock units and/or a deferred compensation plan

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level