Associate Underwriter

Kinsale Insurance • Richmond, VA

12d • $65,000 - $80,000 • Onsite

About The Position

Kinsale Insurance is hiring an Associate Underwriter to begin a career in excess and surplus lines insurance. The role is analytical and fast-paced, combining research, data analysis, and decision-making to evaluate risks and shape business outcomes. The successful candidate will work alongside experienced professionals who provide training and mentorship; prior underwriting experience is not required. The position is based at Kinsale’s state-of-the-art office in Richmond, Virginia.

Requirements

• Strong analytical, organizational, and communication skills.
• Proficiency in Excel, Outlook, Word, and data-driven decision-making tools.
• A team-oriented, entrepreneurial mindset with curiosity and initiative.
• Prior experience or internships demonstrating sound judgment, quantitative ability, and growth potential.
• Aptitude for leveraging AI tools and emerging technologies to enhance productivity and decision-making.

Nice To Haves

• Bachelor’s degree or equivalent experience preferred.
• Advanced Excel skills, including PivotTables and VLOOKUPs.
• Negotiation experience.

Responsibilities

• Analyze and evaluate commercial insurance submissions to assess risk and ensure profitability.
• Collaborate with senior underwriters and management on account strategies and recommendations.
• Build relationships with producers and brokers through communication and marketing efforts.
• Review and classify risks and determine appropriate coverage, rates, and premiums.
• Contribute to innovation by helping develop new products, forms, and coverage solutions.
• Monitor performance metrics to ensure production goals and profitability are met.

Benefits

• Competitive pay and bonus opportunities.
• Health, dental, and vision insurance.
• Annual HSA contributions of up to $3,600 for individual coverage or $7,000 for family coverage.
• 22 days of paid time off and 10 paid company holidays.
• Clear promotion paths, mentorship, and ongoing professional development.
• 401(k) matching contributions of up to 6% on base salary and bonus.
• Standard life insurance and disability coverage.
• Annual reimbursement of up to $3,000 for educational training and certifications.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level