Associate Medical Underwriter

The Standard • Portland, OR

1d • $25 - $37

About The Position

As an Associate Medical Underwriter, you will evaluate evidence of insurability for employee benefit applicants and make risk-based underwriting decisions that balance customer needs with sound risk management. You will review medical information, apply underwriting guidelines and contract provisions, and partner with internal teams, field representatives, employers, and employees to deliver a positive customer experience. The role involves exercising independent judgment, analyzing medical and insurance-related information, and contributing to projects that support continuous improvement and team goals.

Requirements

• High school diploma or equivalent.
• At least 2 years of experience in claims, employee benefits, insurance, or a related field.
• Basic understanding of risk analysis and medical underwriting philosophy, and an interest in learning about and analyzing medical information.
• Ability to interpret and apply underwriting guidelines, insurance contracts, and applicable regulations.
• Strong written and verbal communication skills with a customer-focused approach.
• Adaptability: accepts and understands change and adjusts quickly to changing priorities and business needs.
• Customer focus: builds positive relationships and delivers responsive, high-quality service to internal and external customers.
• Works effectively with others, shares information openly, and supports team goals and outcomes.

Nice To Haves

• Experience reviewing, analyzing, or interpreting medical information.
• Medical underwriting experience.

Responsibilities

• Review medical evidence and determine insurability for employee benefit applicants.
• Apply underwriting guidelines, contract provisions, and regulatory requirements to risk decisions.
• Analyze medical histories, exam results, and related documentation to assess risk.
• Communicate underwriting decisions and information clearly to internal and external partners.
• Participate in projects and process improvement initiatives that support team performance and customer experience.

Benefits

• Medical, dental, and vision benefits.
• 401(k) plan with matching company contributions.
• Annual incentive bonus plan.
• Paid time off, including 11 holidays, 2 wellness days, and 8 volunteer hours annually; PTO increases with tenure.
• Opportunities for career growth and advancement.
• Paid parental leave.
• Adoption and surrogacy assistance.
• Employee giving program that double matches donations to eligible nonprofits and schools.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: High school or GED