2027 Early Careers: Analyst, Underwriting – United States, Multiple Locations

AIG•Jersey City, NJ

1d•$62,550 - $83,400•Onsite

About The Position

AIG is seeking early career talent for an Analyst position in the Underwriting department. This role offers opportunities to learn and grow skills and experience within a dynamic team. AIG is a global risk leader focused on helping organizations and people discover new potential through innovative solutions and deep industry expertise. The company emphasizes the growth and development of its colleagues, fostering a collaborative environment and encouraging community involvement through programs like Volunteer Time Off and Matching Grants. The Underwriting teams at AIG help businesses manage complex risks by providing insurance and risk management solutions. Underwriters collaborate with brokers, clients, and internal partners to assess risk, analyze financial data, and create customized solutions. This role provides exposure to risk assessment, financial analysis, and relationship management within the commercial insurance industry. Collaboration with experienced professionals and cross-functional teams like claims, risk engineering, actuarial, and analytics is key to making informed, data-driven decisions. Opportunities are available across various underwriting businesses including Financial Lines, Retail Property, Retail Casualty, Lexington Property, Lexington Casualty, Alternative Channels, Captive Solutions, and Warranty. Each area allows for the development of specialized underwriting knowledge and a strong foundation in commercial insurance. As part of the early career talent program, you will join a connected cohort community, receiving learning experiences and skills to launch your career. You will gain knowledge of AIG and the insurance industry through on-the-job experiences and instructor-led masterclasses. Networking opportunities with senior leaders, mentoring circles, and volunteering will help build connections across the organization, enabling you to make an impact and build a successful career.

Requirements

Bachelor’s or Master’s degree to be received no later than June 2027 (unofficial transcript required upon application).
Available to start the Program on July 26, 2027.
Analyst positions are in-person opportunities, requiring employees to work in the office at least four days per week.
Strong written and verbal communication skills, with the ability to communicate effectively in a professional environment.
Demonstrated analytical, problem-solving, and organizational skills, with strong attention to detail.
Ability to collaborate effectively, manage multiple priorities, and adapt in a fast-paced, team-oriented environment.

Nice To Haves

Demonstrated outstanding academic and extracurricular achievement.
Excelled in previous work experience.

Responsibilities

Supporting the evaluation and analysis of risks to help determine appropriate coverage, terms, and pricing.
Reviewing underwriting submissions, financial information, loss history, exposure data, and other relevant materials.
Building relationships and communicating with brokers, clients, and internal business partners.
Assisting with the preparation of quotes, proposals, renewals, and other underwriting documentation.
Learning to apply underwriting guidelines, appetite, and risk selection strategies.
Partnering with experienced underwriters and cross-functional teams such as Claims, Actuarial, Risk Engineering, and Analytics.
Using data and analytical tools to support underwriting decisions.
Developing knowledge of AIG’s products, industry trends, market conditions, and the specific business area in which they’re placed.
Supporting portfolio management and helping identify opportunities for profitable growth.