2027 Wholesale Credit Delivery - Working Capital Solutions Analyst Program (INTERN CONVERSION)
About The Position
Truist Securities is the full-service corporate and investment banking arm of Truist Financial Corporation. This Analyst Program begins with up to seven weeks of classroom instruction covering capital markets, products and services, accounting, corporate finance, systems, and financial modeling. Following classroom training, Analysts join a business group to support senior investment banking professionals. Specifically, this role is within the Wholesale Credit Delivery - Working Capital Solutions (Structured Credit) team, which supports the Working Capital Solutions and Asset Securitization groups. The team underwrites credit products for new and existing clients and manages the existing portfolio, focusing on Accounts Receivable Securitization, Receivable Purchase Programs, Supply Chain Finance Programs, and Warehouse Facilities. The group underwrites various transaction types, executes amendments and refinancings, and manages portfolio risks through reviews, risk ratings, and compliance with guidelines. Analysts are also responsible for identifying emerging credit problems and industry trends to initiate risk mitigation actions. The position is typically a two-year role, with a potential for an additional year. This requisition is open to 2026 Truist Interns only.
Requirements
- Completed BA/BS degree with a scheduled graduation date of December 2026 through June 2027.
- Strong verbal and written communication, organizational, critical thinking, and problem-solving skills.
- Strong analytical skills and attention to detail.
- Strong work ethic, competitive drive, and time management skills.
- Proficient in Microsoft Word, Excel and PowerPoint.
- Must be a 2026 Truist Intern.
Nice To Haves
- Undergraduate degree with coursework in accounting or finance preferred.
- 1 year of experience in underwriting and portfolio management.
Responsibilities
- Analysis and underwriting related to transactions, amendments, modifications, and other credit products for new and existing clients as part of deal teams.
- Authors and creates credit product approval documents and presentations with an initial recommendation and credit view.
- Creates and utilizes analytical financial models, including financial projections, and financial analysis of historical and projected cash flows.
- Performs research and analysis on companies, industries, and transactions in support of both client activities and risk mitigation strategies.
- Supports Directors, VPs, and Associates in day-to-day management of the portfolio with responsibilities including financial statement spreads, covenant compliance analysis and other activities as directed.
- Works closely with Directors, VPs, and Associates in the preparation of on-time and high-quality annual reviews, renewals, and amendments. More experienced analysts may be responsible for completing entire annual reviews on assigned clients.
- Maintains active ownership and timely processing of risk ratings within own portfolio and as needed across the team.
Benefits
- Medical insurance
- Dental insurance
- Vision insurance
- Life insurance
- Disability insurance
- Accidental death and dismemberment insurance
- Tax-preferred savings accounts
- 401k plan
- No less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment
- 10 sick days (also prorated)
- Paid holidays
- Defined benefit pension plan (potential)
- Restricted stock units (potential)
- Deferred compensation plan (potential)
Stand Out From the Crowd
Upload your resume and get instant feedback on how well it matches this job.
What This Job Offers
Job Type
Full-time
Career Level
Intern
