VP-Commercial Banking Officer

One Community Bank•McFarland, WI

About The Position

As VP-Commercial Banking Officer, you will grow and steward commercial lending relationships while protecting credit quality and supporting the Bank’s asset growth and return goals. You will evaluate borrower risk, structure and price loans within policy, and guide clients through applications, underwriting, approvals, documentation, and closings. You will monitor performance, covenants, and collateral; maintain complete, audit-ready files; and partner on collections, special assets, and regulatory and audit requests. You will also generate new business through community involvement, outside calling, and thoughtful cross-selling across lending and treasury solutions. A typical day includes reviewing the lending pipeline and prioritizing client needs, returning calls, setting expectations, and coordinating next steps. You may visit a local business to understand its operations and leadership, prepare a credit narrative and approval discussion, coordinate documentation and closing timelines with internal partners, and check on existing relationships. Community and civic involvement helps maintain visibility and identify opportunities in McFarland and the surrounding area.

Requirements

Bachelor’s degree in business, finance, accounting, or a related field.
7+ years of commercial lending and business development experience.
Proven senior producer.
Strong credit analysis skills.
Knowledge of banking products.
Regulatory compliance acumen.
Excellent communication, problem-solving, and relationship skills.
Proficiency with Microsoft Office and financial analysis tools.

Responsibilities

Grow and steward commercial lending relationships while supporting the Bank’s asset growth and return goals.
Protect credit quality by evaluating borrower risk and structuring and pricing loans within policy.
Guide clients through loan applications, underwriting, approvals, documentation, and closings.
Monitor loan performance, covenants, and collateral.
Maintain complete, audit-ready files.
Partner on collections, special assets, and regulatory and audit requests.
Generate new business through community involvement, outside calling, and cross-selling lending and treasury solutions.
Prioritize client needs, return calls, set expectations, and coordinate next steps.
Visit local businesses to understand their operations and leadership.
Prepare credit narratives and materials for approval discussions.
Coordinate documentation and closing timelines with internal partners.
Check in on existing relationships to ensure agreements remain on track.
Participate in community and civic activities to maintain visibility and develop opportunities.