VP-Commercial Banking Officer

One Community Bank•Sun Prairie, WI

About The Position

The VP-Commercial Banking Officer grows and stewards commercial lending relationships while protecting credit quality and supporting the Bank’s asset growth and return goals. The officer evaluates borrower risk, structures and prices loans within policy, and guides clients through applications, underwriting, approvals, documentation, and closings. The role monitors loan performance, covenants, and collateral; maintains complete, audit-ready files; and partners on collections, special assets, and regulatory and audit requests. It also generates new business through community involvement, outside calling, and thoughtful cross-selling of lending and treasury solutions. The position involves managing a pipeline and client needs, visiting local businesses to understand their operations and leadership, preparing credit narratives and approval discussions, coordinating documentation and closings with internal partners, and maintaining existing client relationships. Community and civic involvement helps the officer stay connected to local opportunities in McFarland and the surrounding area.

Requirements

Bachelor’s degree in business, finance, accounting, or a related field.
Seven or more years of commercial lending and business development experience.
Proven senior producer.
Strong credit analysis skills, knowledge of banking products, and regulatory compliance acumen.
Excellent communication, problem-solving, and relationship skills.
Proficiency with Microsoft Office and financial analysis tools.

Responsibilities

Grow and steward commercial lending relationships while protecting credit quality and supporting the Bank’s asset growth and return goals.
Evaluate borrower risk and structure and price loans within policy.
Guide clients through applications, underwriting, approvals, documentation, and closings.
Monitor loan performance, covenants, and collateral.
Maintain complete, audit-ready loan files.
Partner on collections, special assets, and regulatory and audit requests.
Generate new business through community involvement, outside calling, and cross-selling lending and treasury solutions.
Manage the lending pipeline, respond to client needs, and coordinate next steps.
Visit local businesses to understand their operations and leadership.
Prepare credit narratives and participate in approval discussions.
Coordinate documentation and closing timelines with internal partners.
Maintain existing relationships and check that agreements stay on track.