VP-Commercial Banking Officer

One Community Bank•Sun Prairie, WI

About The Position

The VP-Commercial Banking Officer grows and stewards commercial lending relationships while protecting credit quality and supporting the Bank’s asset growth and return goals. The role evaluates borrower risk, structures and prices loans within policy, and guides clients through applications, underwriting, approvals, documentation, and closings. It monitors loan performance, covenants, and collateral; maintains complete, audit-ready files; and partners on collections, special assets, and regulatory and audit requests. The officer also generates new business through community involvement, outside calling, and thoughtful cross-selling across lending and treasury solutions. The position combines client relationship management, credit decision-making, business development, and coordination with internal partners. A typical day may include reviewing the pipeline and prioritizing client needs, visiting a local business, preparing a credit narrative and approval discussion, moving documentation and closings forward, monitoring existing relationships, and participating in community or civic activities in McFarland and the surrounding area.

Requirements

Bachelor’s degree in business, finance, accounting, or a related field.
At least 7 years of commercial lending and business development experience.
Proven senior producer.
Strong credit analysis skills.
Knowledge of banking products.
Regulatory compliance acumen.
Excellent communication, problem-solving, and relationship skills.
Proficiency with Microsoft Office and financial analysis tools.

Responsibilities

Grow and steward commercial lending relationships.
Protect credit quality while supporting the Bank’s asset growth and return goals.
Evaluate borrower risk and structure and price loans within policy.
Guide clients through applications, underwriting, approvals, documentation, and closings.
Monitor loan performance, covenants, and collateral.
Maintain complete, audit-ready files.
Partner on collections, special assets, and regulatory and audit requests.
Generate new business through community involvement and outside calling.
Cross-sell lending and treasury solutions thoughtfully.
Review the pipeline, prioritize client needs, return calls, set expectations, and coordinate next steps.
Visit local businesses to understand their operations and leadership.
Prepare credit narratives and participate in approval discussions.
Coordinate with internal partners to keep documentation and closing timelines moving.
Check in on existing relationships to ensure agreements stay on track.
Participate in community or civic activities to build visibility and identify opportunities.