VP, Commercial Banker

Gateway First Bank•Edmond, OK

About The Position

The VP, Commercial Banker is responsible for creating and maintaining quality and profitable relationships with commercial clients for the full array of products and services made available by the company. Develops and maintains a portfolio of quality commercial credits priced to generate adequate profit for the bank.

Requirements

Advanced knowledge of commercial lending and regional / community banking.
Advanced knowledge of commercial lending policies, procedures, and processes.
Strong credit skills.
Strong interpersonal skills.
Excellent communications skills.
Proficient in MS Office applications.
Ability to communicate with all levels of the organization.
Ability to work in a fast-paced, dynamic environment.
Exemplifies the Gateway Values: Stay Growth Oriented, Make a Difference, "Get it Done" Attitude, Be a Team Player, Do the Right Thing.
Bachelor's Degree in Accounting, Finance, Business, or equivalent years of related work experience.
10 years of experience in Commercial Lending / Commercial Banking, including sourcing (business development) and ongoing management of client relationships consisting of credit and treasury / deposit business (i.e., total relationship banking).

Responsibilities

Ensures commercial team maintains asset quality of loan portfolio and monitors appropriate delinquency rate of assigned loan portfolios.
Prepares accurate Loan Committee presentations following established guidelines.
Presents loan information to the committee and answers questions promptly and accurately.
Develops and services a variety of the larger and often more complex customer relationships, including actively promoting referrals to other areas of the company.
Prospects business deposits and loan relationships in the company target market using local networks and personal connections.
Assures compliance with all Bank policies and procedures, as well as all applicable state and federal banking regulations.
Promotes the development and service of a commercial loan portfolios.
Monitors loan portfolio to maintain a high-quality asset base; maintains up-to-date client files including all required financial records and loan documentation.
Works with credit administration in risk rating analysis, risk rating measurements, and annual review process. Works with compliance and credit administration staff to assure documentation, forms, and policies are maintained within bank and regulatory guidelines.
Participates in the department hiring, promotion, and review process while managing, mentoring, and improving support staff performance. Coaches and develops team to ensure we are meeting the needs of the company.
Exercises awareness with regard to possible suspicious activity, money laundering or fraudulent behavior and reports any such incidents to the BSA department. Performs all job functions in compliance with all company policies and federal, state, and local laws and regulations as applicable to the position, including, but not limited to BSA/AML, OFAC and GLBA/privacy rules.
Performs related responsibilities as required or assigned.