Commercial Banker
About The Position
The Commercial Banker manages highly complex commercial banking activity and is directly responsible for banking relationships with assigned customers and prospective commercial customers. The role develops and maintains commercial relationships, evaluates loan requests, monitors portfolio performance, supports compliance with loan policies, and provides guidance to less experienced Commercial Bankers. The position is based at one of three listed Pennsylvania locations: West Chester, Camp Hill, or Lancaster. Scheduled hours are Monday through Friday, 8:00 a.m. to 5:00 p.m., with additional hours as necessary to meet department objectives.
Requirements
- Strong interpersonal skills.
- Ability to work independently and as a team player.
- Manual dexterity for typing for up to 25% of the business day.
- Close vision at 18–20 inches, distance vision, and depth perception for computer work and travel.
Responsibilities
- Interview customers and prospective customers and prepare commercial loan documentation.
- Collect and analyze financial data to develop appropriate loan structures for written or verbal presentation to the loan committee.
- Maintain an active commercial calling program for new and existing customers.
- Assist other Bankers with governmental lending programs.
- Attend and participate in community affairs to promote the bank’s image.
- Review final loan documentation and determine appropriate recommendations.
- Manage complex accounts and provide training and guidelines to less experienced Bankers.
- Conduct business development activities to identify bank prospects.
- Ensure compliance with existing loan policies and procedures and assist in developing and modifying policies.
- Work with customers to establish personalized Treasury Management services based on their needs.
- Respond to customer questions and resolve customer problems.
- Review Collateral Protection Reports and determine appropriate courses of action.
- Monitor and document existing loan portfolio performance through call memos, site visits, financial collection and review, and credit-quality report reviews.
- Provide mentoring and guidance to less seasoned Commercial Bankers, consistent with experience level.
- Contact delinquent loan customers.
- Maintain good working relationships with bank employees.
- Assume additional responsibilities as required.
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What This Job Offers
Job Type
Full-time
Career Level
Senior
Education Level
No Education Listed
