Commercial Banker

German American Bank•Columbus, OH

20h

About The Position

As a Commercial Banker, you will develop new business relationships, grow a portfolio of commercial clients, and serve as a trusted financial partner in the community. You will identify opportunities, deepen client relationships, and connect customers with banking solutions that support their goals. The role includes active community involvement to enhance the bank’s presence and build meaningful connections. You will build and grow a loan portfolio by identifying new opportunities and strengthening existing community relationships. Business development includes networking, referrals, calling efforts, and community involvement. You will manage and monitor an existing commercial client portfolio to maintain credit quality and identify opportunities to provide additional services. The role involves collaborating with internal partners across business lines to meet clients’ financial needs; analyzing financial statements; conducting collateral inspections; assessing creditworthiness; and structuring and negotiating loan terms that address customer needs and the bank’s risk tolerance. You will also represent the bank at community events, through networking, and by promoting its products and services. The position requires adherence to applicable compliance laws, regulations, and bank policies and procedures, including the Bank Secrecy Act and Anti-Money Laundering requirements.

Requirements

Bachelor’s degree in Business, Finance, Accounting, or Marketing, or equivalent experience.
Proven track record in sales, relationship management, business development, and cross-selling.
Strong interpersonal skills and ability to build trust with clients and community influencers.
Skill in networking, generating referrals, and developing business relationships.
Excellent communication skills and attention to detail.
Proficiency in developing and delivering professional presentations.
Self-motivated, with a competitive drive and strong customer focus.

Nice To Haves

7–10 years of commercial lending experience.
Strong credit analysis and loan structuring skills.
Experience growing a commercial loan portfolio.
Ability to assess risk and make sound credit decisions.
Superior customer service and organizational skills.
Bilingual or multilingual abilities.

Responsibilities

Develop new business relationships and grow a portfolio of commercial clients and loans.
Identify business opportunities and deepen existing client relationships through networking, referrals, calling efforts, and community involvement.
Manage and monitor an existing commercial client portfolio to ensure credit quality and identify opportunities to provide additional services.
Collaborate with internal partners across business lines to meet clients’ financial needs.
Analyze financial statements, conduct collateral inspections, and assess creditworthiness.
Structure and negotiate loan terms that meet customer needs and the bank’s risk tolerance.
Represent the bank in the community by attending events, networking, and promoting bank products and services.
Adhere to compliance laws, regulations, and bank policies and procedures, including Bank Secrecy Act and Anti-Money Laundering requirements.

Benefits

Medical, dental, vision, short-term disability, long-term disability, and life insurance.
17–25 days of paid time off, 11 paid holidays, and bereavement leave.
Educational Assistance Program.
Wellness benefits.
Life event coverage.
Paid family bonding leave.
Service awards.
Financial benefits including a 401(k) match and stock purchase plan.
National and local discounts on computers, vacations, phones, retail shopping, and other items.
Logo wear discounts.
Free checking account and checks, and discounted bank services.