Commercial Banker

First Citizens Bank • Winston-Salem, NC

1d

About The Position

As a Commercial Banker at First Citizens Bank, you develop and expand relationships with business owners in the community to help them meet their financial goals. The position acquires and manages a portfolio of commercial banking relationships, developing and maintaining an active prospect list, customer outreach plan, and quality referral sources for companies with $10–$35 million in annual revenue. You serve as the primary contact for borrowing needs and provide subject matter expertise on deposits and cash flow management. Working with sales partners, you build and manage full banking relationships. The role may be filled as a Commercial Banker I or II based on the selected candidate’s skills and experience.

Requirements

• Business development experience.
• Financial analysis and credit underwriting skills.
• Knowledge of commercial lending, deposit, and cash management solutions.
• Ability to provide financial guidance and expertise.
• Sales planning and forecasting experience.
• Commercial Banker I: Bachelor's degree and 6 years of experience, or high school diploma/GED/equivalent and 10 years of experience in commercial or business lending, credit, or business development.
• Commercial Banker II: Bachelor's degree and 8 years of experience, or high school diploma/GED/equivalent and 12 years of experience in commercial or business lending, credit, or business development.
• Skills in applying a structured sales process, financial analysis, credit underwriting, business development, networking, and building centers of influence.
• Knowledge of retail and wealth solutions to refer.

Nice To Haves

• Established centers of influence (COIs) and referral sources.

Responsibilities

• Contribute to bank growth through business loans, deposits, and fee income.
• Use professional networks to engage local business owners and companies and develop business lending opportunities.
• Represent the bank in the community by attending and participating in civic, community, and networking events.
• Support an efficient loan approval process through open communication and engagement with credit partners.
• Collaborate with bank partners to support and deepen full client relationships.
• Acquire and manage a portfolio of commercial banking relationships.
• Develop and maintain an active prospect list, customer outreach plan, and quality referral sources for companies with $10–$35 million in annual revenue.
• Serve as the primary contact for borrowing needs and provide expertise on deposit and cash flow management needs.

Benefits

• First Citizens Bank offers a competitive, thoughtfully designed benefits program intended to meet associates’ needs. Further information is available at https://jobs.firstcitizens.com/benefits.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level