Commercial Banker

First Citizens Bank • Charlotte, NC

17h

About The Position

As a Commercial Banker at First Citizens Bank, you will develop and expand relationships with business owners in your community to help them meet their financial goals. The role acquires and manages a portfolio of commercial banking relationships, develops and maintains an active prospect list, customer outreach plan, and quality referral sources for companies with $10–$35 million in annual revenues. You are the primary contact for borrowing needs and provide expertise on deposit and cash flow management needs. You will work with sales partners to build and manage full banking relationships. The position may be filled at the Commercial Banker I or II level based on the selected candidate’s skills and experience.

Requirements

• Commercial Banker I: Bachelor’s degree and 6 years of experience, or high school diploma/GED or equivalent and 10 years of experience in commercial or business lending, credit, or business development.
• Commercial Banker II: Bachelor’s degree and 8 years of experience, or high school diploma/GED or equivalent and 12 years of experience in commercial or business lending, credit, or business development.
• Business development experience.
• Financial analysis and credit underwriting skills.
• Knowledge of commercial lending, deposit, and cash management solutions.
• Ability to provide financial guidance and expertise.
• Sales planning and forecasting experience.
• Ability to apply a structured sales process.
• Knowledge of retail and wealth solutions for referral.

Nice To Haves

• Established centers of influence (COIs) and referral sources.

Responsibilities

• Contribute to bank growth through business loans, deposits, and fee income.
• Use a professional network to engage local business owners and companies and develop business lending opportunities.
• Represent the bank at civic, community, and networking events.
• Support an efficient loan approval process through open communication and engagement with credit partners.
• Collaborate with bank partners to support and deepen full client relationships.
• Acquire and manage a portfolio of commercial banking relationships.
• Maintain a prospect list, customer outreach plan, and referral sources.
• Serve as the primary contact for borrowing needs and provide expertise on deposit and cash flow management.

Benefits

• First Citizens Bank offers a competitive benefits program designed to meet the needs of its associates; details are available at the benefits website listed in the posting.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level