Virtual Insurance Benefits Consultant

AIL•Riverside, CA
•$80,000 - $100,000•Remote

About The Position

AO Globe Life is hiring a remote Virtual Insurance Benefits Consultant to help individuals and families understand personalized supplemental benefit options and complete enrollment. The role includes virtual client consultations via Zoom, client follow-up and documentation, and ongoing participation in mentorship, training, and professional development. The opportunity is open to recent and soon-to-be graduates in business, marketing, or communications, as well as people interested in service-focused work. No prior insurance experience is required; training, mentorship, and licensing guidance are provided. This is a 100% remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven, not hourly or salaried. Candidates must obtain the appropriate state Life & Health Insurance License before performing licensed insurance activities, and must complete any applicable pre-licensing coursework, exams, and state requirements at their own expense. Specific licensing requirements, fees, compensation, and contractor terms may vary by state.

Requirements

  • Be at least 18 years of age and legally eligible and authorized to work in the United States.
  • Be organized, self-motivated, and comfortable working independently.
  • Have a service-minded, mission-driven attitude.
  • Have strong communication and interpersonal skills.
  • Be confident in virtual meetings and familiar with digital tools.
  • Provide a computer or laptop, webcam, reliable high-speed internet, and a professional remote workspace.
  • Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities.
  • Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense.
  • Be prepared to complete required training and participate in virtual meetings.

Nice To Haves

  • Prior customer service or consultative experience is a plus but is not required.
  • Interest in a performance-based career with professional growth and advancement opportunities.

Responsibilities

  • Support the enrollment process from start to finish with professionalism.
  • Handle documentation accurately and keep up with follow-ups.
  • Participate in ongoing mentorship, professional development, and team training.
  • Guide individuals and families through personalized supplemental benefit options.
  • Cultivate long-term client relationships.
  • Prioritize high-quality, client-focused interactions.
  • Conduct virtual consultations with clients via Zoom.
  • Complete required training and participate in virtual meetings.

Benefits

  • Full training and licensing guidance provided.
  • Flexible scheduling.
  • Weekly pay based on performance.
  • Equity opportunity of 3% for those who qualify.
  • Potential to grow income through renewals.
  • Advancement pathways into leadership roles.
  • Monthly and quarterly bonuses.
  • Mentorship and ongoing professional development.
  • Inbound-only client interest; no cold calling.
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