Vice President, Commercial Real Estate

Stifel•Saint Louis, MO

About The Position

The Vice President, Commercial Real Estate identifies, structures, closes, monitors, and services commercial real estate loan opportunities. The role manages a portfolio of commercial real estate relationships and ensures loan decisions, actions, and recommendations are grounded in an understanding of customers’ financial needs, market conditions, and creditworthiness, while complying with applicable laws, regulations, and Stifel Bank policies. The position evaluates and underwrites commercial real estate loans, analyzes borrower financial information, supports loan documentation and closing, and monitors portfolio performance and credit quality. It also develops client relationships, collaborates with internal stakeholders, and provides guidance to analysts and junior associates.

Requirements

Bachelor’s degree in finance, accounting, or another business-related field.
At least 5 years of related work experience in corporate or commercial lending, debt capital markets, finance, or accounting.
Strong knowledge of financial statement analysis, credit analysis, and commercial real estate underwriting.
Working knowledge of commercial lending practices and applicable regulatory requirements, including OCC and FDIC guidance.
Strong written and verbal communication skills and ability to interact effectively with borrowers, banking partners, attorneys, and internal stakeholders.
Ability to identify issues, assess risks, and develop practical solutions.
Strong business acumen and ability to collaborate across departments.
Proven ability to manage multiple priorities and deadlines in a fast-paced environment.
Strong relationship management and business development skills.
Understanding of and commitment to compliance with banking regulations and internal policies.
Proficiency in Microsoft Word, PowerPoint, and Outlook, and advanced knowledge of Microsoft Excel.

Responsibilities

Evaluate, analyze, underwrite, and recommend commercial real estate loans for approval.
Analyze financial statements, assess borrower creditworthiness, and develop cash flow models for commercial lending opportunities.
Manage the documentation process and assist in negotiating loan agreements and other credit-related documentation to facilitate closing.
Prepare ongoing credit evaluations, financial statement analyses, annual reviews, risk ratings, and regulatory reporting.
Monitor and report on the financial performance and credit quality of an assigned loan portfolio.
Develop and maintain client relationships and identify opportunities for portfolio growth.
Partner with Credit Administration, Loan Operations, Risk Management, and other Stifel divisions to manage transactions and client relationships.
Provide guidance and support to analysts and junior associates and foster their professional development.
Participate in special projects and other commercial lending initiatives as needed.
Comply with applicable banking regulations and internal policies.