Vice President - CIB Credit, TD Securities

TD•New York, NY

17h•$200,000 - $225,000•Onsite

About The Position

The Vice President - CIB Credit at TD Securities leads corporate and leveraged banking transactions, partnering with Investment Banking colleagues and clients on newly originated transactions and refinancings. The role works closely with debt capital markets, equity capital markets, syndication, and risk management teams, and mentors junior professionals supporting deal execution. It also develops relationships with legal professionals, other financial institutions, and corporate and private equity clients. The position provides risk management expertise to business leaders and implements risk frameworks and related management activities to mitigate enterprise- or business-wide risk exposures. It is a seasoned specialist role requiring in-depth knowledge of risk management issues for a significant, complex, or large-scale business. The role may lead specialists or analysts, or operate as an individual contributor in a sophisticated business spanning multiple geographic locations or jurisdictions. It participates in project working groups and committees as an expert in a major risk category, works with regulators, compiles reports on business trends and risks, recommends actions to minimize risk exposures, and manages relationships and meetings with senior management, including business-level Risk Committees. The role is based in New York, New York, and offers a stated base pay range of $200,000–$225,000 USD. TD describes its total rewards as including base salary and variable compensation or incentive awards, health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition. The company also describes training and onboarding, development conversations, an online learning platform, and mentoring programs.

Requirements

Undergraduate degree in Business (Accounting or Finance), Mathematics, or Economics.
Series 7, 79, and 63 licenses.
5–7 years of related experience.
In-depth knowledge of risk management issues for a significant, complex, or large-scale business.
Detailed knowledge of industry trends, complex bank financings, capital structures, and financial covenants.

Responsibilities

Lead corporate and leveraged banking transactions, including newly originated transactions and refinancings.
Work with Investment Banking colleagues and clients, as well as debt capital markets, equity capital markets, syndication, and risk management teams.
Mentor junior professionals assigned to support deal execution.
Develop relationships with legal professionals, other financial institutions, corporate clients, and private equity clients.
Lead due diligence and structuring for complex bank financings.
Interact and negotiate with senior finance professionals at client businesses.
Oversee research and analysis of clients’ financial performance.
Build and enhance detailed knowledge of trends in the assigned industry group.
Construct detailed models to establish suitable capital structures and financial covenants.
Identify cross-sell opportunities and coordinate with other business units and product groups as appropriate.
Prepare and recommend high-quality credit submissions.
Provide risk management expertise to business leaders and implement risk frameworks and management activities to mitigate enterprise- or business-wide risk exposures.
Participate in project working groups and internal or external committees as an expert in a major risk category.
Work with regulators and support units in addressing business issues within the area of specialization.
Compile reports on overall business trends, risks, losses, and issues, and recommend management actions to minimize risk exposures.
Manage relationships and participate in senior management meetings, including overseeing business-level Risk Committees.