Universal Banker
About The Position
The Universal Agent here at Provident Credit Union, will have an advanced working knowledge of all Credit Union products, services and branch operations with the primary responsibility for: Developing new deposit and loan business to grow the branch and increase its profitability. Seeks out current and potential members for sales, service and referral opportunities by interacting with members inside the branch, and through business development and community activities. Proficient in executing teller responsibilities, new account and loan origination, and safety and soundness policies and procedures. Provide leadership, training, and support to less experience staff. Is a highly motivated self-starter with leadership and time management skills. Works under the supervision of the Branch Manager.
Requirements
- College Degree or equivalent work experience
- Financial services experience preferred
- Two years of sales and service experience with proven results
- Experience with making effective outbound telephone calls
- Extensive knowledge of products and services offered through the Credit Union preferred
- Knowledge of depository accounts; consumer loans; real estate loans
- Experience in working in a team environment and developing relationships
- Notary license or ability to obtain Notary license within 90 days of hire date
- NMLS Certification must be completed within 90 days of hire date
- Excellent listening and speaking skills
- Excellent presentation skills and written communication skills
Responsibilities
- Assist new members in opening new accounts (checking, savings, CD, money market) and other products and services
- Prepares personal sales/production reports on a weekly basis to the management team
- Review in-branch reports for the purpose of increasing activities to meet/exceed individual contributor goals for sales, service and revenue objectives
- Ensure branch is recognized in local market area through hands-on promotion, e.g. community event volunteer, school volunteer, etc
- Conduct internal/external business development activities with current and potential employer groups
- Actively participate in marketing activities such as street team events and special events
- Consistently meet or exceed individual production goals and sales objectives set by management
- Work implemented tactics for purposes of member retention, expansion and attraction
- Consistently meet or exceed Provident’s service objectives; e-survey results for New Members, Lending, In-Branch Transactions, Raddon’s Member Satisfaction Score
- Well versed on company service standards and consistent execution of standards meets minimum requirements at all times. (Secret Shopper and Internal Service Quality Audits)
- All transactions are error free and done right the first time
- Complies with internal security policies and procedures by properly securing all passwords, keys, codes, locking teller drawers, locking computer monitors, etc
- Maintains member confidentiality at all times by properly securing and safeguarding member records
- Demonstrates a strong understanding of and compliance with regulations, policies and procedures resulting in no audit findings
- Properly maintains working access to all member related systems
Benefits
- Quality medical, dental and vision care coverage
- 401(k) retirement plan with up to 150% matching employer contributions
- Up to 100% Tuition reimbursement for approved courses
- Annual discretionary bonus
- Generous paid time off and paid holidays
- Flexible spending accounts
- Short and long-term disability coverage
- Life and AD&D insurance
- Provident membership Rate discount on home, auto loans and personal loans
- Opportunity to use company owned condo in Maui and Lake Tahoe
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
Associate degree
