Universal Banker

Ameris Bank•Dothan, AL

About The Position

The Universal Banker serves as a consultant to customers by conducting financial profiles, identifying needs, and pursuing appropriate cross-selling and up-selling opportunities. The role attracts, expands, and retains customer relationships and contributes to the financial growth of the banking center. It combines Personal Banker and Teller responsibilities to support customers and the team. The position also performs other projects and duties as assigned. Ameris Bank describes itself as a purpose-driven company serving communities through branches across the Southeast and Mid-Atlantic and through digital and mobile banking. The company emphasizes integrity, ingenuity, collaboration, inclusion, customer service, and continuous improvement.

Requirements

  • At least 1 year of customer service experience.
  • High school diploma or GED.
  • Ability to work as a motivated team player and develop and maintain collaborative relationships.
  • Strong written and verbal communication skills.
  • Intermediate PC proficiency.
  • Intermediate proficiency in Google Docs and Microsoft Office products.

Nice To Haves

  • Cash handling or sales experience.
  • Bachelor’s degree in business or a related field.

Responsibilities

  • Establish, expand, and retain high-value consumer and business client relationships to support the banking center’s financial growth.
  • Communicate proactively with current and prospective clients to educate them, ensure understanding, resolve issues, develop and maintain loyalty, and solicit feedback.
  • Use need-based sales techniques and customer financial profiles to identify products and services that meet client needs.
  • Maintain working knowledge of banking products and promotions.
  • Open new accounts and service existing accounts.
  • Meet defined sales and service goals.
  • Recommend branch budget needs and methods to improve the client experience to supervisors.
  • Understand root causes of customer service issues and implement resolutions, involving supervisors in more complex issues.
  • Conduct onboarding activities for new clients.
  • Provide backup support to other branches and employees as needed.
  • Work on the teller line when needed, operate the teller drawer, and perform advanced teller functions, including researching cash discrepancies and handling complex customer transactions.
  • Perform accurate transactions, balance each day, and verify cash totals.
  • Scan daily proof work to the remote capture machine.
  • Assist and train colleagues and serve as a mentor.
  • Practice ethical sales behaviors in accordance with the Bank’s Core Values of Integrity and Honesty.

Benefits

  • Medical, dental, and vision insurance; the bank absorbs a major portion of healthcare costs, with coverage eligibility beginning the first of the month after 30 days of employment.
  • Life insurance provided at no additional cost.
  • Accidental death and dismemberment coverage.
  • Long-term disability coverage.
  • Paid sick and vacation leave.
  • 11 holidays.
  • Volunteer/service day.
  • Employee stock purchase plan.
  • 401(k) retirement plan with a 50% match on the first 8% of employee contributions.
  • Flexible spending accounts.
  • Health savings account.
  • Health reimbursement arrangement.
  • Supplemental life and other insurance plans.
  • Identity theft protection.
  • Pet insurance.
  • Legal insurance.
  • Employee assistance program.
  • Employee advocacy program.
  • Tickets at Work entertainment discounts.
  • AT&T employee discount.
  • Wellness discounts for medical premiums and other rewards.
  • Employee referral incentive.
  • Education assistance.
  • Employee Resource Groups.
  • Free interest checking.
  • Free safe deposit box.
  • Free money orders, travelers’ checks, and cashier’s checks.
  • Discount on mortgage origination fee.
  • Free online banking and unlimited online bill payment.
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