Underwriting Specialist

Germania Insurance • Charleston, WV

4d

About The Position

The Underwriting Specialist supports underwriting operations by evaluating transactions, assessing risks, and helping ensure compliance with company and regulatory standards. The role works closely with underwriters and cross-functional partners on new business, renewals, and point-of-service activities, while providing service to agents and policyholders.

The position offers an opportunity to develop underwriting expertise, gain technical knowledge from experienced professionals, and contribute through accurate work, collaboration, and service. A full job description will be presented upon selection for an interview.

Requirements

• High school diploma or equivalent.
• Strong analytical and problem-solving skills.
• High level of attention to detail.
• Excellent written and verbal communication skills.
• Ability to balance multiple priorities and work in a collaborative environment.
• Proficiency with Microsoft Office.
• Readiness to learn company systems.
• Interest in or foundational knowledge of risk analysis and insurance principles.

Nice To Haves

• Additional education or insurance coursework.

Responsibilities

• Process policy changes, reinstatements, cancellations, renewals, and non-renewals within assigned authority.
• Support underwriting functions such as property inspections, driver discovery surveys, and agency transfers.
• Use approved AI and technology tools to analyze risk information, identify potential exposures or inconsistencies, and support underwriting assessments and decisions.
• Work with agents and policyholders to collect details, resolve issues, and communicate underwriting decisions.
• Maintain accurate records and ensure compliance with company procedures and service standards.
• Collaborate with team members and departments to address underwriting questions and advance departmental goals.
• Participate in ongoing training and development to enhance underwriting expertise.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: High school or GED