Underwriter II

AXA•Los Angeles, CA

About The Position

AXA XL’s Excess Casualty business unit provides Umbrella and Excess Liability coverage to North American insureds, with underwriting teams in the United States, Bermuda, and Canada. Coverage may be written on an occurrence, claims-made, or occurrence-reported basis, serving clients across sectors including manufacturing, retail, hospitality, real estate, banking, and wholesale distribution. The Underwriter II handles new and renewal business, evaluating and underwriting complex casualty risks, developing broker relationships, and delivering timely service to clients and partners. The role travels throughout its territory approximately 20% of the time and reports to the West Zone Leader for Excess Casualty.

Requirements

Established relationships within national and regional brokerages.
Progressive underwriting experience, including umbrella and excess casualty.
Thorough knowledge of commercial insurance coverages and contracts.
Hands-on experience working with actuarial colleagues.
Effective project-management and time-management skills.
Effective sales, marketing, and negotiation skills.
Excellent written and oral communication skills.
Bachelor’s degree or equivalent experience.

Responsibilities

Market and solicit new business opportunities from retail broker partners.
Analyze submission materials, including applications, policy wording, inspection reports, loss runs, and financial reports, and conduct research to assess account risk.
Use exposure, experience, and industry rating tools to analyze complex casualty exposures.
Follow underwriting guidelines, authorities, and referral requirements, escalating matters as needed to regional management, product management, and chief underwriting officers.
Collaborate with actuarial, claims, legal, and risk engineering colleagues to assess current and prospective risks.
Proactively service business with the Middle Office to ensure timely and accurate delivery of quotations, binders, policies, and endorsements.
Cross-sell with other business units, including primary casualty, property, and other professional lines, to maximize deployment of AXA XL’s capital.
Monitor marketplace trends and emerging issues.
Contribute to regional planning by developing and executing an annual desk-level underwriting plan.
Travel throughout the territory for client, broker, and internal meetings.