Underwriter II

AmTrust Financial Services•Alpharetta, GA

4h•Hybrid

About The Position

We are seeking an individual with 4-5 years’ experience as a commercial multi-line renewal underwriter. The role is dedicated to managing, evaluating, pricing, and retaining existing accounts while maintaining favorable risk exposure and portfolio profitability. Handling accounts ranging from small to middle market risks and working within defined letters of authority. You will act as primary point of contact for external agency partners and brokers, using data-driven insights to negotiate renewals and ensure long term premium retention.

Requirements

3 to 4 years of dedicated Commercial Property & Casualty (P&C) underwriting experience is strictly required.
Deep working knowledge of standard Commercial Lines policy forms and lines of business, including Commercial Property, General Liability, Workers' Compensation, Commercial Auto, and Excess/Umbrella policies.

Nice To Haves

Prior experience handling middle-market multi-line packages is highly preferred.
A Bachelor’s degree in Risk Management, Finance, Insurance, Business Administration, or a heavily quantitative field is preferred.
Equivalent combinations of hands-on industry experience and certifications will be considered.

Responsibilities

Analyze, assess, and re-underwrite a defined portfolio of Commercial Lines renewal business.
Evaluate business risk factors, claims history, financial stability, and loss potential to execute sound retention strategies.
Formulate accurate pricing strategies and premium adjustments based on segment targets, exposure changes, and current market conditions.
Issue renewal quotes and structured proposal packages within strict company service windows.
Review and interpret detailed Agency Analysis Reports.
Identify profitability trends, shifts in book composition, and substandard metrics within assigned agency accounts to mitigate long-term losses.
Collaborate closely with designated production underwriters, field representatives, and independent agents.
Negotiate policy terms, clear up underwriting exceptions, and market alternative company products.
Oversee the accurate execution of complex renewal processing instructions, policy endorsements, conditional renewals, or legal cancellations.
Ensure absolute adherence to statutory laws, corporate guidelines, and internal compliance checklists.
Manage risks effectively within designated authority thresholds.
Properly structure and escalate accounts exceeding limits to senior management or portfolio specialist teams.