Title Examiner

AmTrust Financial Services, Inc.•Chicago, IL

2d•Onsite

About The Position

The Title Examiner will be responsible for examining title orders within underwriter guidelines to determine the conditions of the title and insurability. This involves considering the effect of various documents such as deeds, deeds of trust, mechanics liens, tax liens, judgments, assessments, probates, and other record documents. The role requires researching respective title plant software, analyzing, and evaluating pertinent record documents for determination of ownership and legal descriptions. The examiner will explain chain of title, exceptions, and requirements to customers and managers, recognize title defects and formulate curative measures, and assess risks and liabilities that may jeopardize the company, bringing these matters to the attention of management and/or the underwriter. Additionally, the role involves evaluating the risk for issuing a title insurance policy and clearing title objections, preparing accurate title commitments, maintaining production levels, working closely with customers and staff, generating title policies after closing, providing customer service, and performing miscellaneous administrative responsibilities. The position may require overtime and staying current with market trends.

Requirements

Previous experience in title examination (minimum 10 years)
Knowledge and experience preparing title commitments and policies
Experience with Microsoft Office, Excel
Research in databases such as, county recorder websites and other pertinent software solutions.
Familiarity with title insurance concepts, practices, and procedures.
Basic understanding of risks and liabilities of titles
Detail/quality oriented with excellent verbal and written communication skills
Ability to perform basic mathematical calculations and tasks requiring detail, concentration, and accuracy

Nice To Haves

Experience with ResWare is a plus
Strong customer service orientation
Must be a highly motivated self-starter with ability to work independently without supervision and remain accurate under pressure
Strong problem solving skills
Knowledge of legal terms/documents helpful
A certain degree of creativity and latitude is expected

Responsibilities

Examine title orders within underwriter guidelines to determine the conditions of the title and insurability by considering the effect of documents such as deeds, deeds of trust, mechanics liens, tax liens, judgments, assessments, probates, and other record documents
Research respective title plant software, analyze, and evaluate pertinent record documents for determination of ownership and legal descriptions
Explain chain of title, exceptions, and requirements to customers and managers
Recognize title defects and formulate curative measures
Assess risks and liabilities that may jeopardize the company, and bring these matters to the attention of the local title manager, state title manager, and/or underwriter, as appropriate
Evaluate the risk to be undertaken in the issuance of a title insurance policy and the clearance of title objections
Prepare an accurate title commitment in accordance with company examining and policy procedures of each state using title software program
Maintain proper production levels and delivery standards on a daily basis
Work closely with the customer and staff to meet time requirements for orders and assist with answering questions
Generate title policies after closing, upload signed policies using document sharing software
Provide customer service and support to assure closing dates are met
Miscellaneous administrative responsibilities such as file maintenance, answering phones and special projects assigned by manager
May be required to work overtime as assigned.
Keeps current with market trends and demands.
Performs other functionally related duties as assigned.